WEEKDAYS AT NOON ON 92.3 KTAR

The Dave Ramsey Show

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Dave Ramsey

Dave Ramsey says: Sit down with mom, talk over loan payment situation

Mom has wrong idea about an old loan. Offer to be her biggest cheerleader and help her find a good financial coach, but under no circumstances take a loan she took out and put it under your name.
3 days ago
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Kristina Ellis

These tips will help you and your kids save money on college application costs

Qualified high schoolers can get a fee waiver that will let them apply to college free. This can seriously help cut back on college application expenses.
6 days ago
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Dave Ramsey

Dave Ramsey says: Pay off the debts in collection starting with smallest

There’s no upside to not paying what you owe. It’s an integrity issue, it’s a legal issue, and it’s a credit issue. Start knocking out the debt that’s in collections from smallest to largest.
10 days ago
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George Kamel

Make the most of marketing schemes Black Friday, Cyber Monday

We’ve all made our share of shopping mistakes on that fateful weekend after Thanksgiving, but not this year, my friends. Here are six money-saving tips that will make these sales work for you.
13 days ago
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Dave Ramsey

Dave Ramsey says: It’s best to pay off old and new debts

If you've borrowed money, it's best to pay off debt starting with the oldest to newest, as it can cause many issues.
17 days ago
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Rachel Cruze

Your emergency fund is not for Christmas spending so keep hands off

When you’re trying to take control of your money, saving for an emergency fund is a crucial part of the process. Keep that emergency fund safe from your spending this holiday season.
20 days ago
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Dave Ramsey

Dave Ramsey says: Best to wait until first house sells before buying another

In any economy, it's a smart play to sell one house before you buy another, especially if you're moving. Make sure the timing on the deal makes sense.
24 days ago
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John Delony

How to take control of election anxiety as Nov. 8 approaches

Don’t let anxiety and fear steal your joy, mental health or determination to do what’s right during this election season.
27 days ago
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KTAR.com

Dave Ramsey says: Help sibling learn by saying no to money requests

You’re not really helping someone who’s immature or irresponsible with money when you give them cash, family or not.
1 month ago
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Kristina Ellis

Hey, high schoolers – cast net wide and go deep on college scholarship search

If you’re a freshman or sophomore in high school, graduation will be here before you know it. Start looking into scholarships now to help pay for college.
1 month ago
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Dave Ramsey

Dave Ramsey says: Honesty is a necessity in marriage so tell spouse about secret savings

Managing money in a marriage isn’t a “his” or “hers” thing. It’s a “we” thing. Be honest with your spouse if you've been putting away money for the two of you on the sly.
1 month ago
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Dave Ramsey

Dave Ramsey says: Time to get serious about getting out of debt

Before you start the Baby Steps, you should get current on all your bills. Make a list of the late bills and how much it will take to get current.
2 months ago
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Dave Ramsey

Dave Ramsey says: Inform employees about potential sale of small business

To be a good, effective leader you have to be willing to share and discuss things with your team, whether they’re good or bad. Be upfront with employees about the potential sale of your company.
2 months ago
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John Delony

Here are alternatives to rage rooms to help you work through your emotions

The long-term effects of dealing with anger by taking it out in a rage room can actually create a new, automatic response of losing control. Here are healthier alternatives.
2 months ago
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Dave Ramsey

Dave Ramsey says: It’ll take lots of discussion and planning to run a business

Everyone wants to be successful in their job, enjoy what they do and make lots of money, but personal happiness is just as important.
2 months ago
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Ken Coleman

How to identify and handle hostility in the workplace

A hostile workplace can curtail your career and your mental health. Learn how to handle hostility in the workplace.
2 months ago
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Dave Ramsey

Dave Ramsey says: Be honest in uncomfortable situation explaining better job offer

When handed a great opportunity shortly after starting a job elsewhere, walk into your boss’s office and lay out the whole situation truthfully.
2 months ago
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George Kamel

How to manage finances with inflation through the rest of this year

Whether we want to admit it or not, inflation is here, and there’s plenty of ways you can beat it through the end of the year.
2 months ago
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Dave Ramsey

Dave Ramsey says: Pay off credit debt, then keep rolling to straighten finances

When the rule of paying off debts from smallest to largest doesn’t apply, attack the one with the larger interest rate first.
2 months ago
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Kristina Ellis

Here are 3 easy ways high school seniors can increase their productivity

If you're a high school senior, it’s so important to get your priorities set and get your life organized as you start this academic year.
3 months ago
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Dave Ramsey

Dave Ramsey says: Debt-free couple should sign up for level term life insurance

A debt-free young couple should find good 15- or 20-year, level term life insurance policies, with coverage amounts of 10 to 12 times their incomes.
3 months ago
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Dave Ramsey

Here are ways to boost your holiday budget, starting now

While you might not be ready to hang up the mistletoe, it's never too early to get a head start on saving money for the holidays.
3 months ago
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Dave Ramsey

Dave Ramsey says: Best to pass on discount offer tied to opening a store credit account

Playing with snakes is always a bad idea - sooner or later, you’re going to get bitten. Sometimes that applies to store credit cards, too.
3 months ago
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Ken Coleman

Why following up after job interview is so important

A thank-you note sent after a job interview is a simple, but important, step toward setting yourself apart from other applicants.
3 months ago
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Dave Ramsey

Dave Ramsey says: Change tactics to address unpaid hospital bill

There’s a moral, as well as legal, responsibility involved when it comes to paying off bills or debt, Ronnie. You should always pay what you owe if at all possible.
3 months ago
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Dave Ramsey

Dave Ramsey says: With in-law moving in, time to get serious about budgeting

With a budget you can analyze, in detail, the need to cut expenses, generate extra income or both.
3 months ago
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Kristina Ellis

Here are 3 tips that can help your kids crush college

How can you empower your college student to feel the freedom they crave while still giving them the guidance they need? Keep reading.
3 months ago
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Dave Ramsey

Dave Ramsey says: Personal circumstance determines whether to go with a trust or a will

If you’re like the average person with a couple of kids, a home and some savings, a will is all you need rather than a trust.
4 months ago
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Rachel Cruze

If you’re still shopping for back-to-school, here are ways to save

Let’s just say back-to-school shopping will be expensive this year. These five back-to-school shopping tips can help you prioritize your spending and save money.
4 months ago
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Dave Ramsey

Dave Ramsey says: Be smart – don’t raid nest egg to pay off mortgages

Being broke, even in a house that’s paid for, isn’t a good idea. Stand down on paying off your mortgages if it means raiding your nest egg.
4 months ago