Dave Ramsey Blogs

It’s easy for back-to-school expenses to add up, but with a little planning, you can get your kids everything they need without blowing your budget.

RACHEL CRUZE

Here’s how to save money on back-to-school shopping

DAVE RAMSEY

Dave Ramsey says: You’re really just trading one expense for another

DAVE RAMSEY

Dave Ramsey says: Get everything out in the open

DAVE RAMSEY

Dave Ramsey says: Debt is like a ball and chain

RACHEL CRUZE

5 easy ways to save money on gas this summer

DAVE RAMSEY

Dave Ramsey says: Contentment, gratitude and priorities

DAVE RAMSEY

Dave Ramsey says: Sharing and visualizing a future together is important

The Latest

DAVE RAMSEY | Jun 16, 2026
Dave Ramsey says: Pursue your dreams, but do it wisely

A listener of The Dave Ramsey Show asks for advice on her husband wanting to sell their house so he can pursue his dream of being a full-time novelist when they're already debt-free.
DAVE RAMSEY | Jun 9, 2026
Dave Ramsey says: Take care of the important stuff first

A listener of The Dave Ramsey Show asks for advice on how he and his wife, who are debt-free and make around $180,000 annually, should approach planning to buy a piece of land.
RACHEL CRUZE | Jun 7, 2026
Dad doesn’t want another tie for Father’s Day, experiences last a whole lot longer

Every year around Father’s Day, millions of dads brace themselves for another #1 Dad coffee mug, grilling apron or necktie when what they really want is experiences with the people they love.
DAVE RAMSEY | May 26, 2026
Dave Ramsey says: Emergency funds should not be sacrificed for the nonessentials

Can I justify this purchase? Dave Ramsey guides you through how to determine if something is worth pulling from your growing emergency fund.
DAVE RAMSEY | May 24, 2026
Dave Ramsey says: The big 6 of small business

Many small businesses go under quickly for one reason or another. Dave Ramsey believes his six pillars can be the guide for how to find success.
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DAVE RAMSEY | May 19, 2026
Dave Ramsey says: How big is your why?

A listener of The Dave Ramsey Show who just graduated college asks for advice on how to remain motivated to stay out of debt in the years ahead.
DAVE RAMSEY | May 12, 2026
Dave Ramsey says: How your partner’s underlying lack of respect could hurt your financial future

In this article, Dave Ramsey offers some newlywed advice. He says, when it comes to credit card debt, spouses need to be on the same page.
DAVE RAMSEY | May 5, 2026
Dave Ramsey says: The executor of an estate has one job

A listener of The Dave Ramsey Show asks if it is legal for the executor of an estate to try and withhold money that is meant to be inherit by a specific person.
RACHEL CRUZE | May 3, 2026
Got a graduate in the family? Here’s some ideas for gifts they will actually use

If you have a graduate in the family, you can get them gifts that are not only inexpensive but things they'll be thankful for long past this season.
DAVE RAMSEY | May 2, 2026
Dave Ramsey says: Construct a business budget fit for your business

A listener of The Dave Ramsey Show asks about creating a business budget in a volatile industry and how to overcome debt.
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DAVE RAMSEY | Apr 21, 2026
Dave Ramsey says: Some people will never like it … or understand

A fan asks how to handle friends and family treating them differently when they find out how well they're doing financially.
DAVE RAMSEY | Apr 14, 2026
Dave Ramsey says: Don’t lose sight of the goal

Dave Ramsey says: Don't lose sight of the goal
DAVE RAMSEY | Apr 7, 2026
Dave Ramsey says: Should you use emergency fund money to pay off your home?

A fan of Dave Ramsey asks if it's a good idea to pull money out of an emergency fund in order to pay off a house.
DAVE RAMSEY | Mar 31, 2026
Dave Ramsey says: Time to sell a car?

A listener of The Dave Ramsey show asks Dave if he should still sell a car when he isn't being offered enough to pay off the amount he owes on it.
DAVE RAMSEY | Mar 24, 2026
Dave Ramsey says: When is enough, you know, enough?

A listener of The Dave Ramsey Show asks if him and his wife make and have enough money saved to stop buying term life insurance.
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RACHEL CRUZE | Mar 22, 2026
Give your budget a spring reset and make sure your money plan is still working for you

Spring is the season of new beginnings. You've heard of spring cleaning, but what about a spring reset to check that your budget is working for you?
DAVE RAMSEY | Mar 17, 2026
Dave Ramsey says: You need a solid financial ‘construction’ plan

Dave Ramsey, host of The Dave Ramsey Show, tells a listener and his wife how to make sure they have solid financial construction plan.
DAVE RAMSEY | Mar 10, 2026
Dave Ramsey says: It’s a hobby, not an investment

A listener of The Dave Ramsey Show asks if he should start buying select and vintage watches as part of his investment portfolio.
DAVE RAMSEY | Mar 3, 2026
Dave Ramsey says: Don’t lose your momentum paying off your debt

A listener of the Dave Ramsey Show asks if her husband should quit his job and go back to school to get his master's degree while they already have momentum paying off their $100,000 debt.
DAVE RAMSEY | Feb 24, 2026
Dave Ramsey says: When it comes to investing, knowledge and wisdom dispel fear

A listener of The Dave Ramsey Show that's started to save for retirement later in life is afraid of investing too aggressively and asked for advice.
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DAVE RAMSEY | Feb 17, 2026
Dave Ramsey says: What should you do when someone asks you to pay for their life insurance?

A Dave Ramsey listener writes in: his dad wants him to pay for his own life insurance policy. What should he do?
DAVE RAMSEY | Feb 10, 2026
Dave Ramsey says: You’re too close to getting rid of your debt to stop now

A listener of The Dave Ramsey Show asks for advice because her and her husband are close to debt free, but she is worried that he is losing interest.
DAVE RAMSEY | Feb 3, 2026
Dave Ramsey says: Set aside an actual cash emergency fund to replace credit cards

Should you keep your credit cards for emergencies? Dave Ramsey says you should have a cash emergency fund to replace your credit cards.
RACHEL CRUZE | Feb 1, 2026
Making Valentine’s Day memorable on a budget

Sweet gestures can make for a very meaningful Valentine's Day. But what about for pairings where financial stability could be its own gift?
DAVE RAMSEY | Jan 27, 2026
Dave Ramsey says: You ‘take on each other’s burdens’ in marriage

Are you or your spouse feeling guilty about debt? Dave Ramsey shares how marriage is a partnership, and the key is growing together.