Dave Ramsey says: Don’t let giving turn into debt

Dear Dave,

The church I attend encourages people to do their tithes through using credit cards and debit cards. How do you feel about this?

Tae

Don’t giving to your church turn into a form of debt

Dear Tae,

As you may have heard, I’m against debt. So even when it comes to tithing at church, I’m not particularly fond of members being encouraged to contribute their tithes using a debt vehicle.

The Bible mentions debt several times. And every time it does, it’s always in a negative light. It’s not a salvation issue or anything like that, but the Bible basically says debt is a foolish thing.

Now, I don’t have a problem with e-giving in general. That’s fine. But if I were the pastor or a member of the leadership board, and we had an e-giving process, I would strongly encourage folks to use debit cards — not credit cards.

A lot of people like the ability to give online. I get that. It’s just more convenient. But I’d rather not see a giving situation at church turn into debt for you.

— Dave

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