How building an adaptable retirement plan can help save you money

Building an adaptable retirement plan can be helpful when it comes to saving money down the road.

This article is Sponsored by Bright Wealth Management

BY BRIGHT WEALTH MANAGEMENT

Mar 2, 2026, 6:36 PM

Related Why it’s important to regularly reevaluate investments when planning for retirementIn...

PHOENIX — Building an adaptable retirement plan can be helpful when it comes to saving money down the road.

Mapping out factors such as income sources, taxes, withdrawals and cash flow can be useful for retirees who want to ensure that their retirement plans are as stress-free as possible.

Instead of being “beholden” to daily price swings, the focus is on constructing a plan that anticipates storms before they arrive — mapping income sources, sequencing withdrawals and aligning risk at different points in time.

The goal is to make certain that volatility doesn’t ruin your “dream retirement.”

Bright Wealth Management aims to build a plan collaboratively and with the newest technology. It can create scenarios to visually illustrate cash flow at key ages and tax implications when required minimum distributions begin. Bright Wealth’s visual approach also comes with recurring check-ins, open communication and iterative updates as life events change.

Where to turn to for retirement and estate planning

Bright Wealth Management is the place to go for your retirement or estate planning needs.

Using tools such as regular beneficiary reviews, contingent designations and account titling can help ensure will and trust funds easily transfer to loved ones in a timely and stress-free manner.

“We want to be continually updating your accounts and beneficiaries because you want to make sure that if something were to happen to you, that your money is going to the person that you want it to,” said Matt Dages, president and founder of Bright Wealth Management.

Roth individual retirement accounts (IRAs), 401(k)s, annuities and life insurance can be set up to execute beneficiary designations, which are paths for assets to be posthumously transferred to your loved ones.

Turn to Bright Wealth to calculate taxes and assess your income sources and cash flow, helping you save money and easily navigate retirement planning.

The Bright Wealth team can also manage Roth IRAs, 401(k)s and life insurance to diversify your portfolio and financially grow your retirement plan.

Receive a complimentary written retirement plan or call 480-866-0044.

The Bright Wealth Management Show with Matt Dages airs Saturdays from 1 p.m. to 2 p.m. and Sundays from 3 p.m. to 4 p.m. on KTAR News 92.3 FM.