Dave Ramsey

DAVE RAMSEY | Jul 4, 2023

Dave Ramsey says: Some things aren’t worth the second mortgage

Homeownership can be a lot to handle, but there are few things that are seldom worth the second mortgage and the headache.

DAVE RAMSEY | Jul 1, 2023

Dave Ramsey says: Be smart about paying off debt

When considering which strategic moves to make to pay off debts, it's probably best to think long-term, Dave Ramsey explains.

DAVE RAMSEY | Jun 27, 2023

Dave Ramsey says: You will always pay more with credit cards

Credit cards can be tempting, but truth is, you'll spend more by using credit compared to when you just use your debit card or cash.

DAVE RAMSEY | Jun 20, 2023

Dave Ramsey says: Put your money where your house is

The shortest distance between where you are and your first $1 million to $5 million in net worth is getting your house paid off.

DAVE RAMSEY | Jun 13, 2023

Dave Ramsey says: Buckle down and pull yourself out of your financial mess

When the going gets tough, the tough get going. When you find yourself in a financial mess, here are tips for how to pull yourself out.

DAVE RAMSEY | Jun 6, 2023

Dave Ramsey says: Don’t put all your eggs in one basket with single stocks

There's a lot to consider when investing, but it's probably not best to put all of your eggs in one basket, Dave Ramsey says.

DAVE RAMSEY | May 30, 2023

Dave Ramsey says: It’s not a joint venture, it’s a marriage

A marriage isn't a business partnership, and it definitely shouldn't feel that way either. Here's how to attack finances together.

DAVE RAMSEY | May 23, 2023

Dave Ramsey says: When the financial drama queen comes out, relax

Everyone has a financial drama queen living in their head, but the sooner you come to terms with it, the easier dealing with stress will be.

DAVE RAMSEY | May 16, 2023

Dave Ramsey says: Invest wisely, don’t overpay for your home

Unexpected fees can come along with being a homeowner, but always invest wisely and never overpay for something no one won't want to take off your hands.

DAVE RAMSEY | May 9, 2023

Dave Ramsey says: Stand firm, the dollar isn’t going anywhere

While there may be talk about other countries getting together to develop a single currency, the U.S. dollar isn't going anywhere.

DAVE RAMSEY | May 7, 2023

Dave Ramsey says: This is why you should work with multiple banks

There are multiple reasons why you should consider working with various banks, and none of them have to do with what happened at Silicon Valley Bank.

DAVE RAMSEY | May 2, 2023

Dave Ramsey says: Don’t stress about national debt, just focus on personal finances

Though the national debt crisis is daunting, Dave Ramsey says focus on yourself, your family and your life. The rest politicians can solve.

DAVE RAMSEY | Apr 25, 2023

Dave Ramsey says: Try piling up money instead of unnecessarily fixing things

Some homeowners want to make sure they're doing everything possible to get the maximum return, but Dave Ramsey says piling up money could be better.

DAVE RAMSEY | Apr 23, 2023

Dave Ramsey says: $15,000 buys a quality pre-owned car

Asking a new car dealer if you need a new car is like asking a dog if it’s hungry. The answer’s always going to be yes.

DAVE RAMSEY | Apr 18, 2023

Dave Ramsey says: Don’t be afraid to hire millennials, Gen Zers

Don't knock millennials and Gen Zers. If you hire the rights ones, you’re getting passionate, intelligent and mission-driven people.

DAVE RAMSEY | Apr 11, 2023

Dave Ramsey says: Pay back ex-girlfriend for loan on motorcycle and move on

Pay back the loan taken out on your behalf for the motorcycle, even though it's been since been wrecked. It's the right thing to do.

DAVE RAMSEY | Apr 4, 2023

Dave Ramsey says: Don’t buy a home when you’re broke and in debt

Buying a house when you’re in debt and broke is a really bad idea. It’s the fastest way to turn something that should be a blessing into a financial and emotional curse.

DAVE RAMSEY | Apr 2, 2023

Dave Ramsey says: Pay off mortgage with proceeds from rental property sale

Money guru Dave Ramsey advises a homeowner to use the money from the sale of rental property to pay off her home and other debt instead of buying more real estate to rent out.

DAVE RAMSEY | Mar 28, 2023

Dave Ramsey says: Tips for first-time home buyers include putting 20% down

If you're planning to make a down payment of at least 20% on a place to live, that’s a smart move! Here are more tips for first-time homebuyers.

DAVE RAMSEY | Mar 21, 2023

Dave Ramsey says: Talk with peers, employee before putting him on company fast track

Let's talk about best practices in business. When kicking around the idea of promoting an employee, make sure they're on board with it.

DAVE RAMSEY | Mar 14, 2023

Dave Ramsey says: A loan between friends and family isn’t recommended

Dave Ramsey says he never recommends a loan between friends or family but there are ways to navigate the situation if needed.

DAVE RAMSEY | Mar 7, 2023

Dave Ramsey says: Sometimes helping means more than just giving money

In many cases, truly helping someone is a lot more work than just giving them money. Sometimes, you have to get down in their mess, get real with them and walk with them.

DAVE RAMSEY | Mar 5, 2023

Dave Ramsey says: Dividing single piece of property 3 ways is bound to cause stress

Gifting a piece of property to multiple relatives has a very real possibility of causing unintended problems.

DAVE RAMSEY | Feb 28, 2023

Dave Ramsey says: If burden is too big to financially help parents, don’t take it on

If you and your family are barely getting by, you’re not morally required to help a parent who was irresponsible with money.