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DAVE RAMSEY | Apr 19, 2016Dave Ramsey says: Take a student loan that has favorable returns for your future
Consider the return on investment of a student loan before deciding an expensive school is worth it.
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DAVE RAMSEY | Apr 12, 2016Dave Ramsey says: Talk about boundaries with family members
Have an honest talk about boundaries and money with a parent who assumes you will pick up the tab for everything, especially when you've been struggling with finances.
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DAVE RAMSEY | Apr 5, 2016Dave Ramsey says: When selling collectibles, sentiment is a keeper
When choosing which collectibles to sell, there’s a big difference between ones with sentimental attachments and those made as an investment.
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DAVE RAMSEY | Apr 2, 2016Hospitals often will work on settlement for past-due bills if payer makes effort
Hospitals will often work with a patient to reach a settlement when it comes to past-due medical bills. Pay what you can as a show of good faith.
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DAVE RAMSEY | Mar 29, 2016Dave Ramsey says: Be honest, resign and take the better-paying job
A better-paying job is tough to turn down, even if it means leaving a post you've only recently taken. Just be with honest with your current employer.
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DAVE RAMSEY | Mar 22, 2016Dave Ramsey says: In plans for children’s college, 529 offers some flexibility
When planning ahead for children's college education, take a look at at two savings plans, the 529 and Education Savings Account.
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DAVE RAMSEY | Mar 15, 2016Dave Ramsey says: Hang on to rental property for while longer
When you get far enough down that the sale of the rental would pay off the house where you live, go for it.
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DAVE RAMSEY | Mar 8, 2016Dave Ramsey says: Set aside 3-6 months of expenses for emergency fund
Set aside up to six months in expenses for your emergency fund. And stick to the truest sense of the word emergency. This money isn't for a vacation.
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DAVE RAMSEY | Mar 5, 2016
Dave Ramsey says: Put off big celebrations until finances are under control
It may be tempting to celebrate a big life moment, but it's better to wait until your finances are control. Then you can celebrate two things!
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DAVE RAMSEY | Mar 1, 2016Dave Ramsey says: Talk to older parents about life insurance plans
Before taking out a life insurance policy for older parents, it's best to have a conversation with them to see if they even need coverage.
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DAVE RAMSEY | Feb 27, 2016Dave Ramsey says: Let significant others keep monetary birthday gifts
It's not worth the stress to tell someone to use a monetary birthday gift to pay off debt. Let them decide what to do with it, even if that includes fun.
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DAVE RAMSEY | Feb 23, 2016Dave Ramsey says: Don’t move all your retirement funds into a CD
While the stability of moving retirement funds into a CD may be tempting, you could miss out on money as rates for riskier investments pay higher dividends.
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DAVE RAMSEY | Feb 20, 2016Dave Ramsey says: Raise the rent on investment properties slowly
Raise rent on investment properties a little bit each year. You want to be fair and affordable, but you don’t want tenants thinking the rate is locked in.
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DAVE RAMSEY | Feb 16, 2016Dave Ramsey says: An ethical dilemma can be enough reason to quit
While leaving a job can be a daunting idea, an ethical dilemma at work could be a sign it's time to move on to morally greener pastures.
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DAVE RAMSEY | Feb 13, 2016
Dave Ramsey says: Don’t tithe with credit cards
If you want to give money to your church electronically, find a way that doesn't involve credit cards.
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DAVE RAMSEY | Feb 9, 2016Dave Ramsey says: Buying cell phone insurance means you’ve spent too much
There’s nothing wrong with having a cell phone, but if you can’t afford to replace it out of your own pocket, then you’ve got too much phone!
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DAVE RAMSEY | Feb 6, 2016Dave Ramsey says: Hold the financial talk on the first date
No matter how proud you are of your own debt reduction, you may want to hold the financial talk on the first date. That's even weird by my standards.
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DAVE RAMSEY | Feb 2, 2016Dave Ramsey says: Teaching kids to save is all about little steps
Teach a child to save is more about taking steps slowly and finding teaching moments rather than implementing a hard-nosed system.
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DAVE RAMSEY | Jan 30, 2016Dave Ramsey says: Why a big tax return is really a bad thing
Some people seem to think Santa Claus has shown up when they get a big income tax return and that’s completely wrong.
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DAVE RAMSEY | Jan 26, 2016
Dave Ramsey says: Selling your home isn’t always the answer if you’re out of work
Just because you or your spouse lost a job does not mean you have to sell your home and move right away. Consider your options first.
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DAVE RAMSEY | Jan 21, 2016Dave Says: Avoid any type of life insurance with a built-in savings program
In the life insurance world, buyers should buy only term life insurance. Avoid any kind of insurance that has a savings program built into it.
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DAVE RAMSEY | Jan 18, 2016Dave Says: Pursue your dream career and avoid debt with a rock-solid savings plan
It is important to go out and follow your dream career, but only with a financially stable way of doing so in order to avoid accruing high amounts of debt.
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DAVE RAMSEY | Jan 16, 2016Dave Ramsey says: Don’t always jump at a free down payment
The idea of a free down payment for a home can be tough to turn down, but young couples have other financial issues and a new marriage to worry about first.
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DAVE RAMSEY | Jan 12, 2016Dave Ramsey says: Don’t give your child an allowance just for breathing
There’s never a time for an allowance, no matter the child’s age. In my mind, that kind of thinking is the best way to plant the seeds of entitlement.