Have an honest talk about boundaries and money with a parent who assumes you will pick up the tab for everything, especially when you've been struggling with finances.
It's not worth the stress to tell someone to use a monetary birthday gift to pay off debt. Let them decide what to do with it, even if that includes fun.
While the stability of moving retirement funds into a CD may be tempting, you could miss out on money as rates for riskier investments pay higher dividends.
Raise rent on investment properties a little bit each year. You want to be fair and affordable, but you don’t want tenants thinking the rate is locked in.
