-
DAVE RAMSEY | Oct 11, 2016Dave Ramsey says: Mutual funds are solid upgrade as investments
If your 95-year-old parent is comfortable with CDs and money markets, leave her investments alone. But if she's willing to try change, think mutual funds.
-
DAVE RAMSEY | Oct 3, 2016Dave Ramsey says: Travel medical insurance could be a gimmick
Getting travel medical insurance could be a waste, as most policies cover people without it.
-
DAVE RAMSEY | Sep 27, 2016Dave Ramsey says: Debt problems pale in comparison to husband’s refusal to help
Tens of thousands of dollars in debt is a secondary issue for a woman whose husband refuses to help her. get out of financial trouble.
-
DAVE RAMSEY | Sep 20, 2016Dave Ramsey says: Timeshare is a bad idea and lying salesman makes it worse
Buying into a timeshare is a bad idea. In fact, it's stupid. They're almost impossible to sell.
-
DAVE RAMSEY | Sep 13, 2016Dave Ramsey says: Work way slowly out of debt on commercial properties
After paying off the house, take a look at your commercial properties and begin working the debt snowball on them.
-
DAVE RAMSEY | Sep 6, 2016Dave Ramsey says: Keep hands off 401(k), pay down credit-card debt another way
Paying down credit-card debt can be tricky, but don't raid the 401(k) to do it.
-
DAVE RAMSEY | Sep 1, 2016Dave Ramsey says: Don’t break the bank on private school for kids
A private school can provide some advantages academically for kids, but the bottom line is this: if you don't have cash flow for it, skip it.
-
DAVE RAMSEY | Aug 23, 2016Dave Ramsey says: Dad had right to get back money he lent to daughter
A daughter is unhappy that her father deducted the amount of a personal loan she never repaid from her inheritance. Dad had every right to do so.
-
DAVE RAMSEY | Aug 16, 2016Dave Ramsey says: Get long-term health plan for aging mother
Long-term care health coverage to take care of nursing home or in-home care for an again parent is an absolute necessity.
-
DAVE RAMSEY | Aug 9, 2016Dave Ramsey says: Don’t fall for the rental car runaround, use debit card
Plenty of rental car companies let customers use a debit card instead of a credit card. Find one that allows this instead of getting a credit card.
-
DAVE RAMSEY | Aug 2, 2016Dave Ramsey says: Never too late to learn about investing
Dave Ramsey gives a retired widow advice on managing and investing her and her husband's money moving forward.
-
DAVE RAMSEY | Jul 22, 2016Dave Ramsey says: Time to raise prices?
Dear Dave, My husband has his own one-man painting business, and I help him with the books. We…
-
DAVE RAMSEY | Jul 21, 2016Dave Ramsey says: Stay the course
Dear Dave, Our daughter is a special needs child, who doctors say will live about half as long…
-
DAVE RAMSEY | Jul 12, 2016Dave Ramsey says: Pay off small debts as soon as you can
Dave Ramsey encourages a woman to pay off her smaller debt with her bonus and use the left over money to continue her snowball debt payments.
-
DAVE RAMSEY | Jul 5, 2016Dave Ramsey says: Big families require better budgeting
Dave Ramsey gives the mom of a big family some advice on financial planning while dealing with the expense of seven children.
-
DAVE RAMSEY | Jun 28, 2016Dave Ramsey says: Don’t let your family give you guilt trips over money
Dave Ramsey tells a woman not to let her mother give her guilt trips about giving her parents money if she doesn't want to give them any.
-
DAVE RAMSEY | Jun 21, 2016Dave Ramsey says: If you’re having trouble saving, may be time for an encore career
Dear Dave, I make $38,000 a year working in the trade show industry, and I’m about to start…
-
DAVE RAMSEY | Jun 14, 2016Dave Ramsey says: You’re self-insured, dropping life insurance can be good move
Dave Ramsey explains why dropping a life insurance plan might be a good idea for those who would be "self-insured" anyway.
-
DAVE RAMSEY | Jun 7, 2016Dave Ramsey says: Display kind spirit when talking to sibling about parents’ finances
It’s not out of line to ask a sibling to help with parents' finances. Gauge interest and willingness but keep it pleasant if the answer is no.
-
DAVE RAMSEY | May 24, 2016Dave Ramsey says: Young couple ponders type of life insurance to buy
A debt-free young couple wonders what type of life insurance policy would best fit their needs. Dave Ramsey has an answer.
-
DAVE RAMSEY | May 17, 2016Dave Ramsey says: It’s OK to take control of finances shared with recovering addict
The wife of a recovering addict is in control of finances in their house. The husband agrees and it's a smart move on both their parts.
-
DAVE RAMSEY | May 10, 2016Dave Ramsey says: Always offer to pay what you can on unsettled bill
If you are facing an outstanding bill, always offer to pay what you can. The company may appreciate the gesture and cut you a break.
-
DAVE RAMSEY | May 3, 2016Dave Ramsey says: Go over expectations before choosing family as will executor
Picking a family member to be executor of your will is fine, just remember to use some common sense to avoid difficult situations.
-
DAVE RAMSEY | Apr 26, 2016Dave Ramsey says: Condos are fine for investing, but do your homework
When it comes to making condos a property investment for the first time, here are a few things to keep in mind.