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DAVE RAMSEY | Nov 29, 2016Dave Ramsey says: Give grandkids toys, savings account for Christmas
Grandparents should give the little ones toys at Christmas for as long as possible. But if you really want to contribute to their future, an educational savings account is a good choice.
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DAVE RAMSEY | Nov 25, 2016Dave Ramsey says: Micro-investing apps are fine, but why not save big instead?
Honestly, I’m not a fan of micro-investing apps. As you probably know, the word “micro” means small. Why would you want to mess with something like that?
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DAVE RAMSEY | Nov 22, 2016Dave Ramsey says: Fund your new business with cash or don’t open at all
A couple has plenty of money in the bank to fund a new business, but a financial advisor friend says they should get a loan. What should they do?
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UNCATEGORIZED | Nov 22, 2016Five conversations you should avoid having at the Thanksgiving table
Thanksgiving is a time to be grateful, not stir the pot. Have a more peaceful celebration by banning these five money conversations from the dinner table.
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DAVE RAMSEY | Nov 15, 2016Dave Ramsey says: Hold off selling house, value is only going to go up
A couple who has nearly worked off all debts is thinking about selling their house. Hold off on that.
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DAVE RAMSEY | Nov 10, 2016Dave Ramsey says: Skip interest-only loan, reconsider buying rental property
An interest-only loan is not just a questionable idea, but sometimes owning rental property where you would live near tenants can be, too. Consider buying a single-family home.
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DAVE RAMSEY | Nov 1, 2016Dave Ramsey says: Turning down partially paid cruise is smart for couple in debt
A couple in debt tries to figure out how to turn down the gift of cruise tickets from the husband's boss.
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DAVE RAMSEY | Oct 25, 2016Dave Ramsey says: Any business needs retained earnings
All businesses should have retained earnings. In the personal finance world, we would call that an emergency fund.
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DAVE RAMSEY | Oct 18, 2016Dave Ramsey says: After job layoff, keep head above water with budget, any work
A young married father is worried how to make ends meet after a layoff. He should start by getting any work he can and prioritizing bills.
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DAVE RAMSEY | Oct 15, 2016Five money-saving tricks for a happy (and affordable) Halloween
We love Halloween. What other night can you dress like a hot dog and eat all your favorite childhood sweets without having someone judge you?
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DAVE RAMSEY | Oct 11, 2016Dave Ramsey says: Mutual funds are solid upgrade as investments
If your 95-year-old parent is comfortable with CDs and money markets, leave her investments alone. But if she's willing to try change, think mutual funds.
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DAVE RAMSEY | Oct 3, 2016Dave Ramsey says: Travel medical insurance could be a gimmick
Getting travel medical insurance could be a waste, as most policies cover people without it.
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DAVE RAMSEY | Sep 27, 2016Dave Ramsey says: Debt problems pale in comparison to husband’s refusal to help
Tens of thousands of dollars in debt is a secondary issue for a woman whose husband refuses to help her. get out of financial trouble.
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DAVE RAMSEY | Sep 20, 2016Dave Ramsey says: Timeshare is a bad idea and lying salesman makes it worse
Buying into a timeshare is a bad idea. In fact, it's stupid. They're almost impossible to sell.
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DAVE RAMSEY | Sep 13, 2016Dave Ramsey says: Work way slowly out of debt on commercial properties
After paying off the house, take a look at your commercial properties and begin working the debt snowball on them.
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DAVE RAMSEY | Sep 6, 2016Dave Ramsey says: Keep hands off 401(k), pay down credit-card debt another way
Paying down credit-card debt can be tricky, but don't raid the 401(k) to do it.
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DAVE RAMSEY | Sep 1, 2016Dave Ramsey says: Don’t break the bank on private school for kids
A private school can provide some advantages academically for kids, but the bottom line is this: if you don't have cash flow for it, skip it.
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DAVE RAMSEY | Aug 23, 2016Dave Ramsey says: Dad had right to get back money he lent to daughter
A daughter is unhappy that her father deducted the amount of a personal loan she never repaid from her inheritance. Dad had every right to do so.
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DAVE RAMSEY | Aug 16, 2016Dave Ramsey says: Get long-term health plan for aging mother
Long-term care health coverage to take care of nursing home or in-home care for an again parent is an absolute necessity.
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DAVE RAMSEY | Aug 9, 2016Dave Ramsey says: Don’t fall for the rental car runaround, use debit card
Plenty of rental car companies let customers use a debit card instead of a credit card. Find one that allows this instead of getting a credit card.
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DAVE RAMSEY | Aug 2, 2016Dave Ramsey says: Never too late to learn about investing
Dave Ramsey gives a retired widow advice on managing and investing her and her husband's money moving forward.
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DAVE RAMSEY | Jul 22, 2016Dave Ramsey says: Time to raise prices?
Dear Dave, My husband has his own one-man painting business, and I help him with the books. We…
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DAVE RAMSEY | Jul 21, 2016Dave Ramsey says: Stay the course
Dear Dave, Our daughter is a special needs child, who doctors say will live about half as long…
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DAVE RAMSEY | Jul 12, 2016Dave Ramsey says: Pay off small debts as soon as you can
Dave Ramsey encourages a woman to pay off her smaller debt with her bonus and use the left over money to continue her snowball debt payments.