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DAVE RAMSEY | Feb 22, 2017Dave Ramsey says: Use a broker to shop around for long-term care insurance
Dave Ramsey gives advice to a woman looking for long-term care insurance for her elderly mother who also has mental health issues.
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DAVE RAMSEY | Feb 21, 2017Dave Ramsey Says: Tackle financial anxiety one ‘slow, sure’ step at a time
Dave Ramsey gives advice to a woman looking to tackle her financial anxiety while still keeping her head above water "by taking one slow, sure step at a time. Try not to let worry consume you in the process, either."
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DAVE RAMSEY | Feb 14, 2017Dave Ramsey says: Couple should be on same page financially
A husband and wife need to be on the same page financially. His failing business is hurting the family of six.
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DAVE RAMSEY | Feb 9, 2017Five cheap, unique Valentine’s Day date ideas to spend with your loved one
Valentine’s Day is almost here, and all across the nation, men are scrambling for ideas. Will it be flowers and chocolate, or dinner and a movie?
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DAVE RAMSEY | Feb 7, 2017Dave Ramsey says: Prepay offers make sense for lawn-business owner
Sending prepay offers to valued customers is a smart idea for a small-business owner. Dave Ramsey explains why.
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DAVE RAMSEY | Jan 31, 2017Dave Ramsey says: Go with 401(k) over annuity every time
A layoff has a couple wondering whether to roll over a healthy 401(k) into an annuity. Don;t do it, Dave Ramsey said.
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DAVE RAMSEY | Jan 24, 2017Dave Ramsey says: Choose paying off mortgage over adding to savings account
If you can pay off your mortgage years ahead of schedule and still live comfortably, do that rather than load up on savings.
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DAVE RAMSEY | Jan 17, 2017Dave Ramsey says: Roommates need to talk about bill-paying responsibilities
A roommate who isn't paying the bills falls from roommates category and drops even farther down the friendship list. Talk it over and lay out new rules.
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DAVE RAMSEY | Jan 10, 2017Dave Ramsey says: Keep limited liability company in place for now
Debt-free new parents are thinking it could be time to dissolve their limited liability company. Dave Ramsey says hang onto it if the fees aren't a handicap.
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DAVE RAMSEY | Jan 4, 2017Dave Ramsey says: Draining savings to buy truck for construction site is nuts
A construction worker wants to buy buy a new truck for work, but that would just about wipe out their savings. His wife is worried.
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DAVE RAMSEY | Dec 20, 2016Dave Ramsey says: Let’s be clear – keep away from gold as investment option
Sandy asks if it's worth transferring her IRA to gold. Dave Ramsey advises to stop that line of thinking right there, gold isn't a great investment for that purpose.
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DAVE RAMSEY | Dec 13, 2016Dave Ramsey says: Wife is right — pay off credit card ASAP
A wife thinks she and her husband should pay off their credit card before paying off their car. Dave Ramsey says she's right.
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DAVE RAMSEY | Dec 10, 2016Dave Ramsey says: Rely on financial advice, not a teacher’s, for a home loan
One of my listeners said her daughter's professor told her she can't get a home loan without credit. Sometimes teachers are wrong.
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DAVE RAMSEY | Dec 6, 2016Dave Ramsey says: Get rid of student loans before hitting the new car lot
If I’m in your shoes, I want student loans out of my life as quickly as possible before I go looking to replace my old junker of a car.
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DAVE RAMSEY | Nov 29, 2016Dave Ramsey says: Give grandkids toys, savings account for Christmas
Grandparents should give the little ones toys at Christmas for as long as possible. But if you really want to contribute to their future, an educational savings account is a good choice.
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DAVE RAMSEY | Nov 25, 2016Dave Ramsey says: Micro-investing apps are fine, but why not save big instead?
Honestly, I’m not a fan of micro-investing apps. As you probably know, the word “micro” means small. Why would you want to mess with something like that?
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DAVE RAMSEY | Nov 22, 2016Dave Ramsey says: Fund your new business with cash or don’t open at all
A couple has plenty of money in the bank to fund a new business, but a financial advisor friend says they should get a loan. What should they do?
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UNCATEGORIZED | Nov 22, 2016Five conversations you should avoid having at the Thanksgiving table
Thanksgiving is a time to be grateful, not stir the pot. Have a more peaceful celebration by banning these five money conversations from the dinner table.
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DAVE RAMSEY | Nov 15, 2016Dave Ramsey says: Hold off selling house, value is only going to go up
A couple who has nearly worked off all debts is thinking about selling their house. Hold off on that.
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DAVE RAMSEY | Nov 10, 2016Dave Ramsey says: Skip interest-only loan, reconsider buying rental property
An interest-only loan is not just a questionable idea, but sometimes owning rental property where you would live near tenants can be, too. Consider buying a single-family home.
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DAVE RAMSEY | Nov 1, 2016Dave Ramsey says: Turning down partially paid cruise is smart for couple in debt
A couple in debt tries to figure out how to turn down the gift of cruise tickets from the husband's boss.
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DAVE RAMSEY | Oct 25, 2016Dave Ramsey says: Any business needs retained earnings
All businesses should have retained earnings. In the personal finance world, we would call that an emergency fund.
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DAVE RAMSEY | Oct 18, 2016Dave Ramsey says: After job layoff, keep head above water with budget, any work
A young married father is worried how to make ends meet after a layoff. He should start by getting any work he can and prioritizing bills.
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DAVE RAMSEY | Oct 15, 2016Five money-saving tricks for a happy (and affordable) Halloween
We love Halloween. What other night can you dress like a hot dog and eat all your favorite childhood sweets without having someone judge you?