-
DAVE RAMSEY | May 23, 2017Dave Ramsey says: Fund emergencies first, then save for down payment
A couple in their 50s are saving to buy a house and think maybe it would be OK to cut back on their emergency fund in favor of a down payment.
-
DAVE RAMSEY | May 16, 2017Dave Ramsey says: Giving teen deserves pat on back, parents’ guidance
A bighearted teen wants to give half his birthday money to his church's nursery. Dave Ramsey is impressed with this kid, but thinks his parents should make sure he's thought about it clearly.
-
DAVE RAMSEY | May 9, 2017Dave Ramsey says: Affordable life insurance is available until around age 70
Affordable life insurance is available at a reasonable price for a buyer until he or she is around 70. Then prices take a jump, Dave Ramsey says, making it an unwise investment.
-
DAVE RAMSEY | May 2, 2017Dave Ramsey says: Plan better, don’t rely on crowdfunding for real estate investment
For someone without a lot cash on hand, that person might consider crowdfunding a good way to invest in real estate. Think again, Dave Ramsey says.
-
DAVE RAMSEY | Apr 25, 2017Dave Ramsey says: Veteran’s ethics, integrity are lesson for us all
Dave Ramsey applauds a man who wants to start his won business but is worried about the ethics of working for a competitor first.
-
DAVE RAMSEY | Apr 18, 2017Dave Ramsey says: A donation isn’t debt and should be freely made
A husband and wife feel pressured by a charity to make a donation beyond their cash means and are antsy about being in debt if they do so. It's not debt, Dave Ramsey says, but it is sure manipulation.
-
DAVE RAMSEY | Apr 11, 2017Dave Ramsey says: Relatives don’t get free passes to employment
"As entrepreneurs, you have the right and responsibility to do what’s best for your company," Dave Ramsey tells a curious woman.
-
DAVE RAMSEY | Apr 4, 2017Dave Ramsey says: Young couple should put money into IRA, not pension
A young couple trying to get on track for good finances is considering more contributions to the wife's pension. Dave Ramsey says there are better options.
-
DAVE RAMSEY | Apr 2, 2017Dave Ramsey says: Do the manly thing, save extra cash for family
You work overtime, and rake in that extra cash, for the good of your family. That’s the manly thing to do, Dave Ramsey tells a curious man.
-
DAVE RAMSEY | Mar 28, 2017Dave Ramsey says: Talk to your kids about checking accounts
Just take it step-by-step, a little at a time. The more they exhibit competence, wisdom, and confidence, the more you can release them, Dave Ramsey tells a curious woman.
-
DAVE RAMSEY | Mar 21, 2017Dave Ramsey says: Couple should accept best deal from collection agency
A couple in debt to a collection agency should take the best deal available and in the future, be more mindful of their credit situation, Dave Ramsey advises.
-
DAVE RAMSEY | Mar 14, 2017Dave Ramsey says: Get rid of credit cards to save money
That extra money you spend on things you don’t need is money you could have been saving and investing, Dave Ramsey tells a curious woman.
-
DAVE RAMSEY | Mar 7, 2017Dave Ramsey says: Warehouse grocery clubs have great deals, but shop wisely
Warehouse grocery clubs offer great savings, just take care not to overdo it when shopping, Dave Ramsey tells a curious woman.
-
DAVE RAMSEY | Feb 28, 2017You don’t have to rebuild your credit score to buy a house
Getting a credit card to rebuild your credit before you purchase a house may seem like a good idea, but Dave Ramsey says otherwise.
-
DAVE RAMSEY | Feb 22, 2017Dave Ramsey says: Use a broker to shop around for long-term care insurance
Dave Ramsey gives advice to a woman looking for long-term care insurance for her elderly mother who also has mental health issues.
-
DAVE RAMSEY | Feb 21, 2017Dave Ramsey Says: Tackle financial anxiety one ‘slow, sure’ step at a time
Dave Ramsey gives advice to a woman looking to tackle her financial anxiety while still keeping her head above water "by taking one slow, sure step at a time. Try not to let worry consume you in the process, either."
-
DAVE RAMSEY | Feb 14, 2017Dave Ramsey says: Couple should be on same page financially
A husband and wife need to be on the same page financially. His failing business is hurting the family of six.
-
DAVE RAMSEY | Feb 9, 2017Five cheap, unique Valentine’s Day date ideas to spend with your loved one
Valentine’s Day is almost here, and all across the nation, men are scrambling for ideas. Will it be flowers and chocolate, or dinner and a movie?
-
DAVE RAMSEY | Feb 7, 2017Dave Ramsey says: Prepay offers make sense for lawn-business owner
Sending prepay offers to valued customers is a smart idea for a small-business owner. Dave Ramsey explains why.
-
DAVE RAMSEY | Jan 31, 2017Dave Ramsey says: Go with 401(k) over annuity every time
A layoff has a couple wondering whether to roll over a healthy 401(k) into an annuity. Don;t do it, Dave Ramsey said.
-
DAVE RAMSEY | Jan 24, 2017Dave Ramsey says: Choose paying off mortgage over adding to savings account
If you can pay off your mortgage years ahead of schedule and still live comfortably, do that rather than load up on savings.
-
DAVE RAMSEY | Jan 17, 2017Dave Ramsey says: Roommates need to talk about bill-paying responsibilities
A roommate who isn't paying the bills falls from roommates category and drops even farther down the friendship list. Talk it over and lay out new rules.
-
DAVE RAMSEY | Jan 10, 2017Dave Ramsey says: Keep limited liability company in place for now
Debt-free new parents are thinking it could be time to dissolve their limited liability company. Dave Ramsey says hang onto it if the fees aren't a handicap.
-
DAVE RAMSEY | Jan 4, 2017Dave Ramsey says: Draining savings to buy truck for construction site is nuts
A construction worker wants to buy buy a new truck for work, but that would just about wipe out their savings. His wife is worried.