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DAVE RAMSEY | Jul 25, 2017Dave Ramsey says: Never take a loan against retirement
Just about the worst thing to do with your retirement money is to take a loan against it. You lose money, Dave Ramsey says.
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DAVE RAMSEY | Jul 18, 2017Dave Ramsey says: Make grown daughter stand on her own
A grown married daughter emotionally blackmails her parents into helping with her financial responsibilities. Dave Ramsey says offer other support instead.
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DAVE RAMSEY | Jul 11, 2017Dave Ramsey says: Renter should talk to attorney about owners foreclosure
A renter hasn't heard from the property owner since being notified the home was going into foreclosure. Dave Ramsey says get a lawyer.
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DAVE RAMSEY | Jul 5, 2017Dave Ramsey says: Best way to ask for raise is to have discussion
Asking for a raise is like trying to sell a car -- you try to appraise it for what it’s worth in the marketplace to other people.
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DAVE RAMSEY | Jun 27, 2017Dave Ramsey says: Pay off hospital for baby-related medical bills
A new baby brings along a lot of a hospital costs. Dave Ramsey advises a couple to dip into their emergency fund to pay it all off.
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DAVE RAMSEY | Jun 20, 2017Dave Ramsey says: Motorcycle holds valuable memories so hang on to it
A daughter want to keep the motorcycle that belonged to her late father. Her husband wants to sell it. Dave Ramsey is all for keeping it.
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DAVE RAMSEY | Jun 13, 2017Dave Ramsey says: Weigh options before filing homeowner’s claim
If a homeowner's policy deductible is $1,000 and there's a $1,100 issue, just pay the $100 out of the pocket. Putting in a claim will raise the rates.
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DAVE RAMSEY | Jun 11, 2017Tips for your best Father’s Day yet
The greatest joy a father can have is serving and caring for his family. Set the tone early and prepare to enter the day with a grateful heart.
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DAVE RAMSEY | Jun 6, 2017Dave Ramsey says: Move leftover money in envelope budget system to next month
If you're using the envelope budget system and have leftover money, the smart thing to do is push it forward to the next month.
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DAVE RAMSEY | May 30, 2017Dave Ramsey says: Don’t let thoughts of buying building block business growth
Don’t make the mistake of focusing too much on real estate and not enough on generating revenue and managing your business growth intelligently.
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DAVE RAMSEY | May 23, 2017Dave Ramsey says: Fund emergencies first, then save for down payment
A couple in their 50s are saving to buy a house and think maybe it would be OK to cut back on their emergency fund in favor of a down payment.
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DAVE RAMSEY | May 16, 2017Dave Ramsey says: Giving teen deserves pat on back, parents’ guidance
A bighearted teen wants to give half his birthday money to his church's nursery. Dave Ramsey is impressed with this kid, but thinks his parents should make sure he's thought about it clearly.
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DAVE RAMSEY | May 9, 2017Dave Ramsey says: Affordable life insurance is available until around age 70
Affordable life insurance is available at a reasonable price for a buyer until he or she is around 70. Then prices take a jump, Dave Ramsey says, making it an unwise investment.
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DAVE RAMSEY | May 2, 2017Dave Ramsey says: Plan better, don’t rely on crowdfunding for real estate investment
For someone without a lot cash on hand, that person might consider crowdfunding a good way to invest in real estate. Think again, Dave Ramsey says.
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DAVE RAMSEY | Apr 25, 2017Dave Ramsey says: Veteran’s ethics, integrity are lesson for us all
Dave Ramsey applauds a man who wants to start his won business but is worried about the ethics of working for a competitor first.
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DAVE RAMSEY | Apr 18, 2017Dave Ramsey says: A donation isn’t debt and should be freely made
A husband and wife feel pressured by a charity to make a donation beyond their cash means and are antsy about being in debt if they do so. It's not debt, Dave Ramsey says, but it is sure manipulation.
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DAVE RAMSEY | Apr 11, 2017Dave Ramsey says: Relatives don’t get free passes to employment
"As entrepreneurs, you have the right and responsibility to do what’s best for your company," Dave Ramsey tells a curious woman.
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DAVE RAMSEY | Apr 4, 2017Dave Ramsey says: Young couple should put money into IRA, not pension
A young couple trying to get on track for good finances is considering more contributions to the wife's pension. Dave Ramsey says there are better options.
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DAVE RAMSEY | Apr 2, 2017Dave Ramsey says: Do the manly thing, save extra cash for family
You work overtime, and rake in that extra cash, for the good of your family. That’s the manly thing to do, Dave Ramsey tells a curious man.
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DAVE RAMSEY | Mar 28, 2017Dave Ramsey says: Talk to your kids about checking accounts
Just take it step-by-step, a little at a time. The more they exhibit competence, wisdom, and confidence, the more you can release them, Dave Ramsey tells a curious woman.
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DAVE RAMSEY | Mar 21, 2017Dave Ramsey says: Couple should accept best deal from collection agency
A couple in debt to a collection agency should take the best deal available and in the future, be more mindful of their credit situation, Dave Ramsey advises.
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DAVE RAMSEY | Mar 14, 2017Dave Ramsey says: Get rid of credit cards to save money
That extra money you spend on things you don’t need is money you could have been saving and investing, Dave Ramsey tells a curious woman.
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DAVE RAMSEY | Mar 7, 2017Dave Ramsey says: Warehouse grocery clubs have great deals, but shop wisely
Warehouse grocery clubs offer great savings, just take care not to overdo it when shopping, Dave Ramsey tells a curious woman.
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DAVE RAMSEY | Feb 28, 2017You don’t have to rebuild your credit score to buy a house
Getting a credit card to rebuild your credit before you purchase a house may seem like a good idea, but Dave Ramsey says otherwise.