Dave Ramsey

DAVE RAMSEY | Oct 3, 2017

Dave Ramsey says: Some financial splurges are OK — if you can afford it

A woman says she bought a $100 bottle of wine for fun, despite having no debt. Dave Ramsey says it's OK, depending on your overall financial situation.

DAVE RAMSEY | Sep 26, 2017

Dave Ramsey says: Choose shorter home mortgage to avoid debt

A couple has found their dream home but can't afford to sign for a shorter mortgage. Dave Ramsey says save up for the shorter mortgage to avoid debt.

DAVE RAMSEY | Sep 19, 2017

Dave Ramsey says: Rid yourself of debt in 18 months with tight budget

A father and husband wonders if he can pay off his debt in order to retire comfortably and 'with dignity.' Dave Ramsey says it's possible.

DAVE RAMSEY | Sep 12, 2017

Dave Ramsey says: Stick to wedding plans, tackle debt together

A groom-to-be wonders if he should pay off his debt before he takes the plunge. It would postpone the wedding. Dave Ramsey says marry on time.

DAVE RAMSEY | Sep 5, 2017

Dave Ramsey says: Prepaid debit cards teach kids wrong message

Prepaid debit cards could cause teenagers to take for granted the responsibility that should along with them. Rethink rewarding you kids this way.

DAVE RAMSEY | Aug 29, 2017

Dave Ramsey says: Baby Step 3 is for emergencies, not income stopgap

Setting aside money for known downtime is not close to what Baby Step 3 of Dave Ramsey's debt-management system is all about.

DAVE RAMSEY | Aug 22, 2017

Dave Ramsey says: Give freeloading brother-in-law lesson in adulthood

A freeloading brother-in-law has pushed a couple to their wit's end. Dave Ramsey's advice is to give the 30something a deadline to get a job and move out.

DAVE RAMSEY | Aug 15, 2017

Dave Ramsey says: Write check to cover roof work instead of financing

Skip financing the addition of solar panels on the roof if you've got the savings to pay for it, money guru Dave Ramsey advises a man named Michael.

DAVE RAMSEY | Aug 8, 2017

Dave Ramsey says: Insurance agent gave bad advice on taking loans

Bad advice from an insurance agent has left a client with a policy that has zero cash value.

DAVE RAMSEY | Aug 1, 2017

Dave Ramsey says: Get a real job first, start food truck business later

Nicholas wants to own a food truck business, but he's also got student loans to pay off. Which of those should he put money toward first, he asks Dave Ramsey.

DAVE RAMSEY | Jul 25, 2017

Dave Ramsey says: Never take a loan against retirement

Just about the worst thing to do with your retirement money is to take a loan against it. You lose money, Dave Ramsey says.

DAVE RAMSEY | Jul 18, 2017

Dave Ramsey says: Make grown daughter stand on her own

A grown married daughter emotionally blackmails her parents into helping with her financial responsibilities. Dave Ramsey says offer other support instead.

DAVE RAMSEY | Jul 11, 2017

Dave Ramsey says: Renter should talk to attorney about owners foreclosure

A renter hasn't heard from the property owner since being notified the home was going into foreclosure. Dave Ramsey says get a lawyer.

DAVE RAMSEY | Jul 5, 2017

Dave Ramsey says: Best way to ask for raise is to have discussion

Asking for a raise is like trying to sell a car -- you try to appraise it for what it’s worth in the marketplace to other people.

DAVE RAMSEY | Jun 27, 2017

Dave Ramsey says: Pay off hospital for baby-related medical bills

A new baby brings along a lot of a hospital costs. Dave Ramsey advises a couple to dip into their emergency fund to pay it all off.

DAVE RAMSEY | Jun 20, 2017

Dave Ramsey says: Motorcycle holds valuable memories so hang on to it

A daughter want to keep the motorcycle that belonged to her late father. Her husband wants to sell it. Dave Ramsey is all for keeping it.

DAVE RAMSEY | Jun 13, 2017

Dave Ramsey says: Weigh options before filing homeowner’s claim

If a homeowner's policy deductible is $1,000 and there's a $1,100 issue, just pay the $100 out of the pocket. Putting in a claim will raise the rates.

DAVE RAMSEY | Jun 11, 2017

Tips for your best Father’s Day yet

The greatest joy a father can have is serving and caring for his family. Set the tone early and prepare to enter the day with a grateful heart.

DAVE RAMSEY | Jun 6, 2017

Dave Ramsey says: Move leftover money in envelope budget system to next month

If you're using the envelope budget system and have leftover money, the smart thing to do is push it forward to the next month.

DAVE RAMSEY | May 30, 2017

Dave Ramsey says: Don’t let thoughts of buying building block business growth

Don’t make the mistake of focusing too much on real estate and not enough on generating revenue and managing your business growth intelligently.

DAVE RAMSEY | May 23, 2017

Dave Ramsey says: Fund emergencies first, then save for down payment

A couple in their 50s are saving to buy a house and think maybe it would be OK to cut back on their emergency fund in favor of a down payment.

DAVE RAMSEY | May 16, 2017

Dave Ramsey says: Giving teen deserves pat on back, parents’ guidance

A bighearted teen wants to give half his birthday money to his church's nursery. Dave Ramsey is impressed with this kid, but thinks his parents should make sure he's thought about it clearly.

DAVE RAMSEY | May 9, 2017

Dave Ramsey says: Affordable life insurance is available until around age 70

Affordable life insurance is available at a reasonable price for a buyer until he or she is around 70. Then prices take a jump, Dave Ramsey says, making it an unwise investment.

DAVE RAMSEY | May 2, 2017

Dave Ramsey says: Plan better, don’t rely on crowdfunding for real estate investment

For someone without a lot cash on hand, that person might consider crowdfunding a good way to invest in real estate. Think again, Dave Ramsey says.