Dave Ramsey

DAVE RAMSEY | Feb 20, 2018

Dave Ramsey says: Pick preplanning over prepaying for funeral

Preplanning for a funeral is a smart move, but don't pay for it in advance. There are better investments, financial guru Dave Ramsey says.

DAVE RAMSEY | Feb 13, 2018

Dave Ramsey says: Keep job, keep paying off debt, go back to school

Nobody should quit their job to go back to school if they're deeply in debt, Dave Ramsey advises a couple.

DAVE RAMSEY | Feb 6, 2018

Dave Ramsey says: Take longer elimination period for disability insurance

The longer the elimination period, the lower premiums will be when you buy disability insurance. A fully-loaded emergency fund should get you through to the first payout.

DAVE RAMSEY | Feb 4, 2018

Here’s how to save $100,000 when buying your next home

When you’re planning to buy a home with a mortgage, it’s natural to focus on monthly payments. But here is how you can save $100,000 on your next home.

DAVE RAMSEY | Jan 30, 2018

Dave Ramsey says: Rent-to-own is only good deal for seller

Buying anything on a rent-to-own plan is not a deal for anyone but the seller, financial expert Dave Ramsey says.

DAVE RAMSEY | Jan 23, 2018

Dave Ramsey says: Have fun but settle finances beforehand

If you're making your way through Dave Ramsey's Baby Steps to solid finances, it's OK to have a little fun spending, just don't ruin your hard work.

DAVE RAMSEY | Jan 16, 2018

Dave Ramsey says: Businesses that don’t take cash miss out on sales

Businesses that won't accept cash are missing out on sales but that's their business, so to speak, Dave Ramsey says.

DAVE RAMSEY | Jan 10, 2018

Dave Ramsey says: Be mindful of pitfalls in renting to family

Renting a home to family can be easy or it could damage a relationships. Establish clear guidelines so that everybody is on the same page.

DAVE RAMSEY | Jan 3, 2018

Dave Ramsey says: This should be your ratio for mortgage debt to income

Financial analyst Dave Ramsey says potential home-buyers should get a 15-year, fixed rate mortgage with payments no more than 25 percent of their pay.

DAVE RAMSEY | Jan 2, 2018

Dave Ramsey says: It’s OK to prioritize annuities for daily needs over debts

Financial analyst Dave Ramsey tells a man that it is OK if he and his wife want to use an annuity to live on until they get back on their feet.

DAVE RAMSEY | Dec 30, 2017

Looking to save some money in the new year? Check out these 5 hacks

Feel like you’re in a chronic cash crunch? Put your resolutions into action — and get a leg up on your happy New Year — with these five money hacks.

DAVE RAMSEY | Dec 26, 2017

Dave Ramsey says: Investing apps leave all decisions up to amateurs

Investing apps that allow users to trade are OK, but money guru Dave Ramsey would rather go with mutual funds and professionals.

DAVE RAMSEY | Dec 19, 2017

Dave Ramsey says: Skip lawyer’s advice to file for bankruptcy

Do not heed lawyer's advice to file for Chapter 7 bankruptcy. Instead, try to make a deal with the collection agency over the old debt.

DAVE RAMSEY | Dec 12, 2017

Dave Ramsey says: Using debit card could give wrong types free reign

Giving debt collectors access to your debit card is too risky to even consider, according to financial analyst Dave Ramsey.

DAVE RAMSEY | Dec 9, 2017

Here’s how to spruce up your Christmas stocking stuffers this year

Stocking stuffers at Christmas are usually an afterthought, but don’t you think the Christmas stocking deserves a little more love this year?

DAVE RAMSEY | Dec 5, 2017

Dave Ramsey says: Avoid blowing raise on big-ticket purchases

You've got a new job along with a big raise. Congratulations! Now don't blow it all on big-ticket items if you're still in debt.

DAVE RAMSEY | Nov 28, 2017

Dave Ramsey says: Work together to budget for holiday happiness

A husband wonders how he and his wife should handle holiday gift-giving on their limited budget. Dave Ramsey advises them to talk.

DAVE RAMSEY | Nov 26, 2017

Thinking of selling your home this winter? Here’s what you should know

Thinking of selling your home sometime next year? Why wait? Here are some of the advantages of selling your home in the winter.

DAVE RAMSEY | Nov 23, 2017

The five types of shoppers you’ll see on Black Friday

Should you decide to partake in the madness that is Black Friday shopping, here are five of the most common shoppers you’ll see.

DAVE RAMSEY | Nov 21, 2017

Dave Ramsey says: Plan ahead to budget for dream house

This week, financial analyst Dave Ramsey said that anyone looking to purchase their dream home should budget ahead of time in order to avoid falling into debt.

DAVE RAMSEY | Nov 14, 2017

Dave Ramsey says: Parents shouldn’t feel obligated to help kids pay off debts

This week, financial expert Dave Ramsey tells a parent that they should not feel obligated to help their children pay off their debts.

DAVE RAMSEY | Nov 12, 2017

7 tips for spending less money, more time together this Thanksgiving

Thanksgiving weekend is a time to spend with family, friends and, of course, food. Here are some tips for spending less money and more time together this holiday.

DAVE RAMSEY | Nov 7, 2017

Dave Ramsey says: Single people can pave solid financial path by saving

This week, financial expert Dave Ramsey tells a woman that she can easily balance her finances by simply saving more than she earns.

DAVE RAMSEY | Oct 31, 2017

Dave Ramsey says: Save up to comfortably quit your day job

This week, financial analyst Dave Ramsey gives advice to a man who wants to quit his day job but doesn't know whether it is time to.