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DAVE RAMSEY | May 1, 2018Dave Ramsey says: Prioritize spending while trying to pay off debt
A woman is asking whether it is OK for her parents to buy things while trying to pay off debt. Dave Ramsey says yes, but only if they are necessities.
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DAVE RAMSEY | Apr 24, 2018Dave Ramsey says: Financially sound young woman should set up Roth IRA
A millennial who is doing all the right things to insure her financial independence wants Dave Ramsey's advice on more options. A Roth IRA is a good idea.
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DAVE RAMSEY | Apr 17, 2018Dave Ramsey says: There’s little reason to use check-cashing stores
Check-cashing stores are better than payday lenders, but there's almost no reason to pay a place to cash your checks, Dave Ramsey says.
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DAVE RAMSEY | Apr 10, 2018Dave Ramsey says: Mom’s thievery leaves son in college-loan hole
A soon-to-be college graduate learns his mother has been stealing his money intended to pay off student loans. Dave Ramsey says end her access to funds now.
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DAVE RAMSEY | Apr 3, 2018Dave Ramsey says: Change withholdings, keep more money in pocket now
If you're getting a big tax refund, that is a sign to revise withholding to keep more of that money in your pocket every month.
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DAVE RAMSEY | Mar 27, 2018Dave Ramsey says: Layoff insurance is a gimmick to avoid
You can afford to cover a layoff by saving an emergency fund of three to six months of expenses. It's smarter protection than buying layoff insurance.
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DAVE RAMSEY | Mar 20, 2018Dave Ramsey says: Better late than never in paying off credit-card debt
Letting payment on a credit card lapse has cost a woman over twice as much as the original sum in penalties from a debt collector. That's a tough lesson to learn.
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DAVE RAMSEY | Mar 13, 2018Dave Ramsey says: Set up plan to efficiently pay off student debt
Get focused and get started paying off student debt. Control spending -- stick to basic needs and sock away savings. Then begin paying back that loan.
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DAVE RAMSEY | Mar 6, 2018Dave Ramsey says: Will needs to be updated to avoid fight over house
It's best to make bequests official in writing to avoid misunderstandings and potential legal woes. Update a will as soon as possible to make wishes clear.
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DAVE RAMSEY | Feb 27, 2018Dave Ramsey says: Put money into matching retirement account
Control your retirement destiny by putting money into your employer-employee matching retirement account.
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DAVE RAMSEY | Feb 20, 2018Dave Ramsey says: Pick preplanning over prepaying for funeral
Preplanning for a funeral is a smart move, but don't pay for it in advance. There are better investments, financial guru Dave Ramsey says.
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DAVE RAMSEY | Feb 13, 2018Dave Ramsey says: Keep job, keep paying off debt, go back to school
Nobody should quit their job to go back to school if they're deeply in debt, Dave Ramsey advises a couple.
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DAVE RAMSEY | Feb 6, 2018Dave Ramsey says: Take longer elimination period for disability insurance
The longer the elimination period, the lower premiums will be when you buy disability insurance. A fully-loaded emergency fund should get you through to the first payout.
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DAVE RAMSEY | Feb 4, 2018Here’s how to save $100,000 when buying your next home
When you’re planning to buy a home with a mortgage, it’s natural to focus on monthly payments. But here is how you can save $100,000 on your next home.
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DAVE RAMSEY | Jan 30, 2018Dave Ramsey says: Rent-to-own is only good deal for seller
Buying anything on a rent-to-own plan is not a deal for anyone but the seller, financial expert Dave Ramsey says.
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DAVE RAMSEY | Jan 23, 2018Dave Ramsey says: Have fun but settle finances beforehand
If you're making your way through Dave Ramsey's Baby Steps to solid finances, it's OK to have a little fun spending, just don't ruin your hard work.
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DAVE RAMSEY | Jan 16, 2018Dave Ramsey says: Businesses that don’t take cash miss out on sales
Businesses that won't accept cash are missing out on sales but that's their business, so to speak, Dave Ramsey says.
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DAVE RAMSEY | Jan 10, 2018Dave Ramsey says: Be mindful of pitfalls in renting to family
Renting a home to family can be easy or it could damage a relationships. Establish clear guidelines so that everybody is on the same page.
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DAVE RAMSEY | Jan 3, 2018Dave Ramsey says: This should be your ratio for mortgage debt to income
Financial analyst Dave Ramsey says potential home-buyers should get a 15-year, fixed rate mortgage with payments no more than 25 percent of their pay.
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DAVE RAMSEY | Jan 2, 2018Dave Ramsey says: It’s OK to prioritize annuities for daily needs over debts
Financial analyst Dave Ramsey tells a man that it is OK if he and his wife want to use an annuity to live on until they get back on their feet.
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DAVE RAMSEY | Dec 30, 2017Looking to save some money in the new year? Check out these 5 hacks
Feel like you’re in a chronic cash crunch? Put your resolutions into action — and get a leg up on your happy New Year — with these five money hacks.
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DAVE RAMSEY | Dec 26, 2017Dave Ramsey says: Investing apps leave all decisions up to amateurs
Investing apps that allow users to trade are OK, but money guru Dave Ramsey would rather go with mutual funds and professionals.
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DAVE RAMSEY | Dec 19, 2017Dave Ramsey says: Skip lawyer’s advice to file for bankruptcy
Do not heed lawyer's advice to file for Chapter 7 bankruptcy. Instead, try to make a deal with the collection agency over the old debt.
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DAVE RAMSEY | Dec 12, 2017Dave Ramsey says: Using debit card could give wrong types free reign
Giving debt collectors access to your debit card is too risky to even consider, according to financial analyst Dave Ramsey.