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DAVE RAMSEY | Sep 25, 2018Dave Ramsey says: Keep identity-theft protection separate from Baby Steps
Think of identity-theft protection like car insurance -- everybody needs it, Dave Ramsey says, so budget for it.
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DAVE RAMSEY | Sep 18, 2018Dave Ramsey says: Life insurance is meant to pay off final expenses
A single person without dependents or debt could bypass life insurance if he or she has enough money saved up to pay for final expenses.
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DAVE RAMSEY | Sep 11, 2018Dave Ramsey says: Dump credit cards if you dip into savings to pay them off
Taking money from your savings to pay off credit cards is move that requires cutting up the cards and not depleting your nest egg.
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DAVE RAMSEY | Sep 4, 2018Dave Ramsey says: Explaining unsecured and secured debt
Consumer finances guru Dave Ramsey explains the difference between unsecured and secured debt.
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DAVE RAMSEY | Sep 2, 2018Dave Ramsey says: Emergency fund for pet expenses is going overboard
Spending reasonable amounts of money on pet care is expected. Setting up an emergency fund for pet expenses, on the other hand, may not be the best idea.
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DAVE RAMSEY | Aug 28, 2018Dave Ramsey says: Adult child doesn’t have to fix parent’s money woes
Poor retirement planning has left a senior parent in need and an adult child considers whether there is a duty to help out financially.
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DAVE RAMSEY | Aug 26, 2018Dave Ramsey says: Thoroughly check out prospective tenants before renting
Renting out a house to get the best tenants requires a bit of an effort to learn as much as possible about the person or family who could be living on the property.
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DAVE RAMSEY | Aug 21, 2018Dave Ramsey says: Couple will suffer because of spouse’s refusal to plan
A couple is divided on how to face the future -- one wants to plan and save, the other lives in the moment. That's a recipe for trouble, Dave Ramsey says.
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DAVE RAMSEY | Aug 14, 2018Dave Ramsey says: Informal setting could help interview hiring process
Hiring someone is serious business, but time spent in an informal setting could reveal a lot about a prospective employee.
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DAVE RAMSEY | Aug 7, 2018Dave Ramsey says: Cancer diagnosis will make getting insurance hard
A husband and father who recently went into remission from cancer is having a difficult time trying to qualify for life insurance.
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DAVE RAMSEY | Jul 31, 2018Dave Ramsey says: Stop investing in metals and put money toward loans
Dave Ramsey says to stop investing in precious metals, cash out every bit of your gold and silver and put the money toward paying off your student loans.
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DAVE RAMSEY | Jul 24, 2018Dave Ramsey says: Save enough for 20 percent of down payment to buy home
Dave Ramsey says prospective homeowners should save enough money for a down payment of at least 20 percent or get a 15-year, fixed rate loan.
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DAVE RAMSEY | Jul 17, 2018Dave Ramsey says: Hobby that makes money is business, so make it official
A hobby that starts to turn a profit should be turned into a business, Dave Ramsey advises a retiree who has become an artist.
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DAVE RAMSEY | Jul 15, 2018What is the smartest way to pay for college?
Debt is not necessary to get a college degree. There are ways to pay for college without taking student loans, and being in debt for 10 years after graduation.
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DAVE RAMSEY | Jul 10, 2018Dave Ramsey says: Be creative but stick to budget for wedding
Dave Ramsey says the best present a couple planning to marry can give themselves is a wedding that won't put them into hock.
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DAVE RAMSEY | Jul 3, 2018Dave Ramsey says: 4 things new college graduates should do to be money smart
A recent college graduate starting his first professional job asks Dave Ramsey for advice on how to avoid money problems.
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DAVE RAMSEY | Jun 26, 2018Dave Ramsey says: Woman not obligated to help pay for funeral
A woman who has been estranged from her late father for years is weighing whether to help pay for his funeral. Dave Ramsey says if she can afford it, go ahead, but she shouldn't feel obligated.
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DAVE RAMSEY | Jun 19, 2018Dave Ramsey says: Make time to take control of your finances
Control your finances by setting a prioritized spending plan. One fast way to save money is to skip going out for meals all the time.
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DAVE RAMSEY | Jun 12, 2018Dave Ramsey says: Teach teen how to budget money sooner rather than later
Parents of a 16-year-old boy who has a job and a used car want to teach him how to budget his money. Dave Ramsey says hooray.
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DAVE RAMSEY | Jun 5, 2018Dave Ramsey says: Tiny home market likely doesn’t have much room to grow
A tiny home may be cute, but the market demand is low and the value isn't likely to go up much. Choose an investment that will appreciate, Dave Ramsey says.
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DAVE RAMSEY | May 29, 2018Dave Ramsey says: Keep loving your parents but stop giving dad money
Parents in financial trouble sometimes can lean on family and friends to get through tough times. But make sure there are guidelines as to how long the arrangement lasts.
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DAVE RAMSEY | May 22, 2018Dave Ramsey says: Stick with plan, start emergency reserves with refund
Getting a start on debt is great, but stick to the Baby Steps in order so you don't come up short when an emergency arises.
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DAVE RAMSEY | May 15, 2018Dave Ramsey says: If there’s no money to splurge on gift, bow out of promise
A couple has promised to buy laptops for their nephews but are in debt and wonder if they should back out. Gift-giving should be off the books, Dave Ramsey says.
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DAVE RAMSEY | May 8, 2018Dave Ramsey says: Here’s how to sell a vehicle with a high lien amount
Dave Ramsey gives a man advice on how to sell his vehicle, even though it has a lien amount that’s higher than the actual value of the car.