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DAVE RAMSEY | Aug 21, 2018Dave Ramsey says: Couple will suffer because of spouse’s refusal to plan
A couple is divided on how to face the future -- one wants to plan and save, the other lives in the moment. That's a recipe for trouble, Dave Ramsey says.
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DAVE RAMSEY | Aug 14, 2018Dave Ramsey says: Informal setting could help interview hiring process
Hiring someone is serious business, but time spent in an informal setting could reveal a lot about a prospective employee.
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DAVE RAMSEY | Aug 7, 2018Dave Ramsey says: Cancer diagnosis will make getting insurance hard
A husband and father who recently went into remission from cancer is having a difficult time trying to qualify for life insurance.
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DAVE RAMSEY | Jul 31, 2018Dave Ramsey says: Stop investing in metals and put money toward loans
Dave Ramsey says to stop investing in precious metals, cash out every bit of your gold and silver and put the money toward paying off your student loans.
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DAVE RAMSEY | Jul 24, 2018Dave Ramsey says: Save enough for 20 percent of down payment to buy home
Dave Ramsey says prospective homeowners should save enough money for a down payment of at least 20 percent or get a 15-year, fixed rate loan.
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DAVE RAMSEY | Jul 17, 2018Dave Ramsey says: Hobby that makes money is business, so make it official
A hobby that starts to turn a profit should be turned into a business, Dave Ramsey advises a retiree who has become an artist.
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DAVE RAMSEY | Jul 15, 2018What is the smartest way to pay for college?
Debt is not necessary to get a college degree. There are ways to pay for college without taking student loans, and being in debt for 10 years after graduation.
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DAVE RAMSEY | Jul 10, 2018Dave Ramsey says: Be creative but stick to budget for wedding
Dave Ramsey says the best present a couple planning to marry can give themselves is a wedding that won't put them into hock.
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DAVE RAMSEY | Jul 3, 2018Dave Ramsey says: 4 things new college graduates should do to be money smart
A recent college graduate starting his first professional job asks Dave Ramsey for advice on how to avoid money problems.
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DAVE RAMSEY | Jun 26, 2018Dave Ramsey says: Woman not obligated to help pay for funeral
A woman who has been estranged from her late father for years is weighing whether to help pay for his funeral. Dave Ramsey says if she can afford it, go ahead, but she shouldn't feel obligated.
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DAVE RAMSEY | Jun 19, 2018Dave Ramsey says: Make time to take control of your finances
Control your finances by setting a prioritized spending plan. One fast way to save money is to skip going out for meals all the time.
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DAVE RAMSEY | Jun 12, 2018Dave Ramsey says: Teach teen how to budget money sooner rather than later
Parents of a 16-year-old boy who has a job and a used car want to teach him how to budget his money. Dave Ramsey says hooray.
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DAVE RAMSEY | Jun 5, 2018Dave Ramsey says: Tiny home market likely doesn’t have much room to grow
A tiny home may be cute, but the market demand is low and the value isn't likely to go up much. Choose an investment that will appreciate, Dave Ramsey says.
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DAVE RAMSEY | May 29, 2018Dave Ramsey says: Keep loving your parents but stop giving dad money
Parents in financial trouble sometimes can lean on family and friends to get through tough times. But make sure there are guidelines as to how long the arrangement lasts.
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DAVE RAMSEY | May 22, 2018Dave Ramsey says: Stick with plan, start emergency reserves with refund
Getting a start on debt is great, but stick to the Baby Steps in order so you don't come up short when an emergency arises.
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DAVE RAMSEY | May 15, 2018Dave Ramsey says: If there’s no money to splurge on gift, bow out of promise
A couple has promised to buy laptops for their nephews but are in debt and wonder if they should back out. Gift-giving should be off the books, Dave Ramsey says.
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DAVE RAMSEY | May 8, 2018Dave Ramsey says: Here’s how to sell a vehicle with a high lien amount
Dave Ramsey gives a man advice on how to sell his vehicle, even though it has a lien amount that’s higher than the actual value of the car.
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DAVE RAMSEY | May 1, 2018Dave Ramsey says: Prioritize spending while trying to pay off debt
A woman is asking whether it is OK for her parents to buy things while trying to pay off debt. Dave Ramsey says yes, but only if they are necessities.
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DAVE RAMSEY | Apr 24, 2018Dave Ramsey says: Financially sound young woman should set up Roth IRA
A millennial who is doing all the right things to insure her financial independence wants Dave Ramsey's advice on more options. A Roth IRA is a good idea.
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DAVE RAMSEY | Apr 17, 2018Dave Ramsey says: There’s little reason to use check-cashing stores
Check-cashing stores are better than payday lenders, but there's almost no reason to pay a place to cash your checks, Dave Ramsey says.
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DAVE RAMSEY | Apr 10, 2018Dave Ramsey says: Mom’s thievery leaves son in college-loan hole
A soon-to-be college graduate learns his mother has been stealing his money intended to pay off student loans. Dave Ramsey says end her access to funds now.
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DAVE RAMSEY | Apr 3, 2018Dave Ramsey says: Change withholdings, keep more money in pocket now
If you're getting a big tax refund, that is a sign to revise withholding to keep more of that money in your pocket every month.
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DAVE RAMSEY | Mar 27, 2018Dave Ramsey says: Layoff insurance is a gimmick to avoid
You can afford to cover a layoff by saving an emergency fund of three to six months of expenses. It's smarter protection than buying layoff insurance.
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DAVE RAMSEY | Mar 20, 2018Dave Ramsey says: Better late than never in paying off credit-card debt
Letting payment on a credit card lapse has cost a woman over twice as much as the original sum in penalties from a debt collector. That's a tough lesson to learn.