A small-business owner is trying to find a balance between work and family. Dave Ramsey says focus on the thing that needs the most attention at the time.
After a woman breaks up with her boyfriend, Dave Ramsey recommends she call the credit card company immediately to have her name taken off a joint account.
Companies offering zero-percent interest have data that says most people who take out these loans don’t pay off in the allotted time. Then comes interest.
A college student has signed up for a credit card against her father's advice. She hasn't made a payment and owes $3,500. Dave Ramsey advises dad not to bail her out.
A man has opened several credit accounts using his ex-wife's Social Security number. Dave Ramsey said let the police know and keep alerting the credit card companies to the fraud.
When you plan for retirement, a good financial adviser will help you make informed decisions about your money, and they will explain all aspects of your investments until you understand everything.
Never buy a return-of-premium life insurance policy, Dave Ramsey advises. When it comes to life insurance, always go with a good, 15- to 20-year level term policy.
It might be worth reconsidering a job that takes 20 percent of your paycheck to put toward a retirement account. That figure is unusually high, Dave Ramsey says.
An emergency fund is meant to be protection and you should have quick access to it. That's why putting that money into bonds isn't a good idea, Dave Ramsey says.
