Make sure you keep an accurate, written record of the monthly and overall amounts you’re designating as “principal only” when you're paying down a loan.
Personal finance is almost all about behavior. That's why getting rid of credit cards — and credit card debt — puts you on the right path to better money management.
A small-business owner is trying to find a balance between work and family. Dave Ramsey says focus on the thing that needs the most attention at the time.
After a woman breaks up with her boyfriend, Dave Ramsey recommends she call the credit card company immediately to have her name taken off a joint account.
Companies offering zero-percent interest have data that says most people who take out these loans don’t pay off in the allotted time. Then comes interest.
A college student has signed up for a credit card against her father's advice. She hasn't made a payment and owes $3,500. Dave Ramsey advises dad not to bail her out.
A man has opened several credit accounts using his ex-wife's Social Security number. Dave Ramsey said let the police know and keep alerting the credit card companies to the fraud.
When you plan for retirement, a good financial adviser will help you make informed decisions about your money, and they will explain all aspects of your investments until you understand everything.
