You should never put your emergency fund into anything that can go down in value, like mutual funds, or anything that charges penalties for early withdrawals.
Preplan rather than prepay for funerals. If you live to an average age, for what you’d prepay today at your age, you could invest the amount and be self-insured.
If you're in a dispute with a company over a bill, keep pushing to get it corrected. The problem won’t go away until you get everything completely rooted out.
The lottery is a tax on the poor and people who can’t do math. Instead of playing, focus on working hard and living on a tight budget to grow your money.
Living on a monthly budget, and telling your money where to go instead of wondering where it went, is an important step toward gaining control of your finances.
Premarital counseling is a solid way to get potential problems for a couple ironed out before the big day. Talk about money, family and religion, for starters.
A couple committing 40% of their sole income to the house payment is struggling to make ends meet. Dave Ramsey says that number shouldn't be more than 25%.
Rationalization is one of the prime causes of overspending. If you're finding excuses to buy something you don't need, you're flunking a test of judgment.
If the online bank where you're considering opening an account is guaranteed by the Federal Deposit Insurance Corporation, that's a good sign of stability.
If you’ve tried several times to curb your spending, and are still falling back into the same old trap, maybe you should approach the situation in a practical, day-to-day way.
A young married couple who work together have the chance to earn their college degrees paid for by their employer. Do it, advises money guru Dave Ramsey.
