The point of not letting your housing cost eat up more than 25% of your take home pay is to make sure you have money left over for other important things.
Renting should be a temporary stop along the road, not a way of life. You’re parked and you’re on hold until you’re ready for a house or you get your finances in order.
In times like these, people need to hear success stories. Sharing highlights of your company's work lets people know what’s working and that you’re thankful for it - and them.
List your debts from smallest to largest - except for your home - and pay them off in that order. That's the debt snowball and it will help you gain control of your finances.
Kids should learn at an early age that money is connected to work, so don't stop paying your son for doing chores even though you'd like to put that money toward paying down debt.
Have a good, long-term care coverage in place at age 59 or 60. It can mean the difference between living with dignity, or having to depend on the government.
When helping your kids out financially, Dave Ramsey says it might be best to attach some strings to that money if they are impulsive with their finances.
