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DAVE RAMSEY | Aug 17, 2021Dave Ramsey says: With baby on way, it’s OK to pause Baby Steps
With two good jobs, a couple expecting their first baby can push the pause button on the Baby Steps and forget about paying down debt for a while.
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DAVE RAMSEY | Aug 10, 2021Dave Ramsey says: At 60, it’s good idea to plan for long-term care insurance
Once you reach 60, that's the time to buy long-term care insurance because the likelihood of filing a claim before then is very slim.
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DAVE RAMSEY | Aug 3, 2021Dave Ramsey says: You can make impact on society through investments
Impact investing generally aims to benefit society, while providing a profit for the investor, by investing in companies, funds and organizations that are aligned with causes, certain values or issues.
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DAVE RAMSEY | Aug 1, 2021Dave Ramsey says: If you need a co-signer, you’re not ready to buy
Here’s a simple, solid piece of advice for anyone looking to make a purchase of any kind. If you need a co-signer, you’re not ready to make that purchase, period.
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DAVE RAMSEY | Jul 27, 2021Dave Ramsey says: If businesses want to tithe, base it off profits not gross
The Bible may only address the topic of tithing by individuals, not businesses but if you want tithe from your business, base it off the profits.
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DAVE RAMSEY | Jul 20, 2021Dave Ramsey says: Self-banking with whole term life policy is scam
Basically, with whole life you pay about 20 times more for the same amount of insurance that you would with a term policy.
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DAVE RAMSEY | Jul 13, 2021Dave Ramsey says: Parent’s request for secrecy about loan is out of bounds
Asking to borrow money from an adult child is one thing but asking the loan be kept secret from the lender's spouse is unacceptable.
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DAVE RAMSEY | Jul 11, 2021Dave Ramsey says: Stay calm when dealing with debt collectors
Talk to debt collectors calmly and rationally; explain your financial situation. You may be able to reach a compromise. But if they get nasty, report them.
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DAVE RAMSEY | Jul 6, 2021Dave Ramsey says: Parents owe adult children honest talk about wills
There’s a big difference between judging people and being judgmental. But it’s unkind not to share insights or suggestions for a better way of life with those you love most.
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DAVE RAMSEY | Jun 29, 2021Dave Ramsey says: Putting customer first is smartest way to grow sales
If you're in sales, be proactive with customers individually and in the marketplace. People with that kind of drive and sense of responsibility are almost always successful in life.
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DAVE RAMSEY | Jun 27, 2021Dave Ramsey says: Attack debt with everything you have
The shortest distance between you and wealth is becoming debt-free and taking control of your largest wealth-building tool — your income.
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DAVE RAMSEY | Jun 22, 2021Dave Ramsey says: Stick to Baby Steps to reach goal of debt-free life
Remember the debt snowball - pay off your smallest to largest. Follow the plan, stay focused and bit by bit you can become debt-free.
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DAVE RAMSEY | Jun 20, 2021Dave Ramsey says: Here’s how to buy and sell in hot housing market
A hot housing market is great news for sellers. For buyers, stick to your budget and know when to walk away.
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DAVE RAMSEY | Jun 15, 2021Dave Ramsey says: Keep homeowner’s insurance in case of disaster
Even if you're in good financial shape, it's still a good idea to have an up-to-date homeowner’s insurance policy.
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DAVE RAMSEY | Jun 13, 2021Dave Ramsey says: Finding true calling can take time
It takes a lot of time, reflection, insight, and self-evaluation before anything can be termed a calling in life.
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DAVE RAMSEY | Jun 8, 2021Dave Ramsey says: Flipping house from long distance is asking for trouble
Flipping a house is a hard way way to make money, and it’s definitely not recommended if you're doing so from a distance.
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DAVE RAMSEY | Jun 1, 2021Dave Ramsey says: Be smarter with your money, especially with baby on way
Getting control of your money and getting out of debt is smart and the first step toward financial peace.
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DAVE RAMSEY | May 30, 2021Dave Ramsey says: Rental worth keeping if you enjoy being landlord
Deciding whether or not to sell or keep a rental property depends on if you still enjoy being a landlord or the shine has worn off.
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DAVE RAMSEY | May 25, 2021Dave Ramsey says: Kids are expensive, but if you want them, have them
Kids can be expensive, but here’s the thing: If you let money alone or the perfect financial situation determine whether you have kids or not, you may never have them.
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DAVE RAMSEY | May 18, 2021Dave Ramsey says: Budgeting is not a bad word
A budget is just a plan. It’s not a restriction on spending, it’s a strategy for what you’ll do with all your money. It’s tracking what’s coming in and what’s going out.
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DAVE RAMSEY | May 11, 2021Dave Ramsey says: Weigh pros, cons of multifamily home build
Building a multi-family structure means rent money for a landlord, but it also means lack of privacy and maybe not enough elbow room.
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DAVE RAMSEY | May 4, 2021Dave Ramsey says: Real estate, mutual funds are wise options for investment
Pay cash for income-producing real estate, and when it comes to mutual funds, invest in good, growth stock mutual funds with a solid track record of at least 10 years.
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DAVE RAMSEY | Apr 27, 2021Dave Ramsey says: Set goals to help adult daughter leave home again
You and your husband should come to an agreement on a plan that allows your back-at-home adult daughter a little time to heal but also includes expectations, and a move-out date.
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DAVE RAMSEY | Apr 20, 2021Dave Ramsey says: You can get around obstacles blocking financial success
To change a bad financial situation, you have to be willing to step back and honestly look at the overall picture of what has and hasn’t been working and why.