If you're in sales, be proactive with customers individually and in the marketplace. People with that kind of drive and sense of responsibility are almost always successful in life.
Kids can be expensive, but here’s the thing: If you let money alone or the perfect financial situation determine whether you have kids or not, you may never have them.
A budget is just a plan. It’s not a restriction on spending, it’s a strategy for what you’ll do with all your money. It’s tracking what’s coming in and what’s going out.
Pay cash for income-producing real estate, and when it comes to mutual funds, invest in good, growth stock mutual funds with a solid track record of at least 10 years.
You and your husband should come to an agreement on a plan that allows your back-at-home adult daughter a little time to heal but also includes expectations, and a move-out date.
To change a bad financial situation, you have to be willing to step back and honestly look at the overall picture of what has and hasn’t been working and why.
Paying off a car loan in two years means discipline and hard work, in addition to living on a strict budget. But in return, you’ll have that debt off your back.
A single person without dependents could forgo a traditional life insurance policy, especially if they've been smart with money and saved up a pile of cash.
There are a lot smarter things you can do to save on gas money than taking on the debt of new, more efficient car. For starters, you could relocate closer to work or join a carpool.
Retiring and eating are necessities; college is a luxury. The only good way to retire is by planning for it years ahead of time. Build up that fund before education savings.
