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DAVE RAMSEY | May 3, 2022Dave Ramsey says: Keys to making small business a success are simple
You’ll always do a better job, and have more fun, when you’re part of something you love. And when it comes to running your small business, stay away from debt, pay cash and don’t be afraid to grow slowly.
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DAVE RAMSEY | Apr 26, 2022Dave Ramsey says: Help loved ones with finances through education
If someone you love is in need of financial help, it might prove beneficial to them to explain your strategies to saving money than simply handing them the money.
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DAVE RAMSEY | Apr 19, 2022Dave Ramsey says: There aren’t any rules against having multiple life insurance policies
Different people have different personal and business financial situations, so there could be many reasons to have more than one life insurance policy.
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DAVE RAMSEY | Apr 17, 2022Dave Ramsey says: Tackle car debt first, then think about retirement savings
When you’re still on Baby Step 2, you need to stop all saving and investing, and attack your debts with a vengeance.
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DAVE RAMSEY | Apr 13, 2022Dave Ramsey says: If you’re starting a business, do it right way – all in
When it comes to being a successful entrepreneur, you are the ideas, the passion, the vision and the desire to get things done and grow the business. If you don’t have the drive to be all those things, you’re better off not doing it at all.
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DAVE RAMSEY | Apr 5, 2022Dave Ramsey says: With job and savings, teen already learning financial responsibility
Teaching a high schooler financial responsibility and the importance of education are great things.
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DAVE RAMSEY | Mar 29, 2022Dave Ramsey says: Wipe out $5K credit debt with settlement cash, then cut up card
If you've come into a good amount of cash, pay off credit cards so you can be debt-free.
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DAVE RAMSEY | Mar 22, 2022Dave Ramsey says: Follow the plan and make things happen
If you're following Dave Ramsey's Baby Steps, then you know an emergency fund comes before retirement in the plan.
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DAVE RAMSEY | Mar 15, 2022Dave Ramsey says: Accidental death, dismemberment policy is waste of money
Accidental death and dismemberment (AD&D) insurance policies are cheap, but they’re pretty much worthless because of the long list of conditions they won’t pay out for.
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DAVE RAMSEY | Mar 8, 2022Dave Ramsey says: Date night can be both inexpensive and fun
Going out on a date doesn’t have to mean spending a lot of money, especially if you're trying to pay down debt. Just be creative!
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ARIZONA NEWS | Mar 1, 2022Dave Ramsey says: Don’t sell yourself short by chasing single-stock investments
Single-stock investments don’t consistently generate the kind of returns over long periods of time that a good mutual fund will, Dave Ramsey says.
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DAVE RAMSEY | Feb 22, 2022Dave Ramsey says: Choose an executor carefully
An executor manages the last will and testament of someone who dies and it is an honor and a huge responsibility to be one.
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DAVE RAMSEY | Feb 15, 2022Dave Ramsey says: Certain debt-reduction strategies are bad ideas
There’s a lot of buzz these days surrounding all the “quick” and “easy” ways to clean up debt and get control of your finances. If something sounds too good to be true, it probably is.
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DAVE RAMSEY | Feb 8, 2022Dave Ramsey says: Financial counseling is great step toward beating debt
If you're in debt, make a proactive effort to change things. Financial counseling is a step in the right direction.
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DAVE RAMSEY | Feb 1, 2022Dave Ramsey says: Achieve dream career without going into debt
Borrowing a bunch of money isn’t the only way - and definitely isn’t the smart way — to change careers and get what you want. You can avoid a financial nightmare of debt going back to school.
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DAVE RAMSEY | Jan 25, 2022Dave Ramsey says: Ratio of land costs vs. house depends on owners
Having a big house and a lot of land is cool - if you can afford it. Otherwise, it’s not worth it if it’s financially stressful.
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DAVE RAMSEY | Jan 18, 2022Dave Ramsey says: Feed young teen’s desire for investing
There are lots of good lessons for a 13-year-old to learn in reconciling a bank statement, and the value of spending, saving and giving.
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DAVE RAMSEY | Jan 11, 2022Dave Ramsey says: Make a budget line for fun money
Putting fun money in your budget isn’t a green light to forget your money goals, or go on a spending free-for-all. It’s actually part of sticking to your budget.
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DAVE RAMSEY | Jan 4, 2022Dave Ramsey says: Contribute to ‘sinking fund’ for emergency use
All cars have one thing in common — they’ll need repairs at some point. Fixing your car is just a basic part of car ownership, and something every car owner should be prepared for.
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DAVE RAMSEY | Jan 2, 2022Dave Ramsey says: There’s going to be sacrifice to get family finances straight
When you're struggling to make ends meet, it's time to sit down and decide what's worth giving up and what isn't.
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DAVE RAMSEY | Dec 28, 2021Dave Ramsey says: Teach children about giving, especially during holidays
How do we make sure our children learn the satisfaction of giving to others at an early age? Here are a few easy ideas.
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DAVE RAMSEY | Dec 21, 2021Dave Ramsey says: Find out reasons behind continued money requests from family
If your adult children are continually asking for money, they should understand you won’t be opening your checkbook again if they don’t open up about their financial behavior.
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DAVE RAMSEY | Dec 14, 2021Dave Ramsey says: Take these steps to help stick with New Year resolution
Lots of people make big promises with the best intentions on Dec. 31
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DAVE RAMSEY | Dec 7, 2021Dave Ramsey says: Keep level head if family disagreements arise during holidays
Keeping peace among family members, especially during the holiday requires making an effort to stay away from any hot button topics you know already exist.