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DAVE RAMSEY | Jul 12, 2022Dave Ramsey says: Stick to the process to pull out of debt
Personal finance is 80% behavior and 20% head knowledge, Dave Ramsey says. The more dramatically behaviors change, the better the results.
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DAVE RAMSEY | Jul 5, 2022Dave Ramsey says: Decide together on inheritance division issue
Giving someone money because you think it will enhance or save a relationship is a really bad idea.
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DAVE RAMSEY | Jun 28, 2022Dave Ramsey says: Do the math and sell car instead of taking on expensive repair
If you take the value of the car as-is, plus the repair and the number you come up with is more than the value of the car after it’s fixed, don’t repair the car.
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DAVE RAMSEY | Jun 21, 2022Dave Ramsey says: Gambling won’t produce consistent financial success
You might see a news story once in a while about someone winning big money in a casino, but that almost never happens.
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DAVE RAMSEY | Jun 14, 2022Dave Ramsey says: Couple with baby should marry, combine finances
It’s very difficult, legally and relationally, to play house financially when you’re not married. Marriage will combine incomes and lives, Dave Ramsey says.
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DAVE RAMSEY | Jun 7, 2022Dave Ramsey says: Review insurance coverage once a year
You should make it a habit to review all your insurance coverage once a year. When it comes to your home especially, you need to have a policy equal to the value of the home.
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DAVE RAMSEY | May 31, 2022Dave Ramsey says: Expectant parents can live off 1 income if they choose
There's no wrong answer for an expectant mom comparing the ideas of continuing to bring extra cash to the household or being at home with the baby.
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DAVE RAMSEY | May 24, 2022Dave Ramsey says: Downsizing is good idea, but think through new plan
Selling your house to downsize is good, but renting for a while, then buying again later, when it'll be more expensive doesn't sound great.
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DAVE RAMSEY | May 10, 2022Dave Ramsey says: Keep giving to old church during search for new place of worship
There’s nothing wrong with continuing to tithe to your current place of worship until you find a new church home.
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DAVE RAMSEY | May 3, 2022Dave Ramsey says: Keys to making small business a success are simple
You’ll always do a better job, and have more fun, when you’re part of something you love. And when it comes to running your small business, stay away from debt, pay cash and don’t be afraid to grow slowly.
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DAVE RAMSEY | Apr 26, 2022Dave Ramsey says: Help loved ones with finances through education
If someone you love is in need of financial help, it might prove beneficial to them to explain your strategies to saving money than simply handing them the money.
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DAVE RAMSEY | Apr 19, 2022Dave Ramsey says: There aren’t any rules against having multiple life insurance policies
Different people have different personal and business financial situations, so there could be many reasons to have more than one life insurance policy.
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DAVE RAMSEY | Apr 17, 2022Dave Ramsey says: Tackle car debt first, then think about retirement savings
When you’re still on Baby Step 2, you need to stop all saving and investing, and attack your debts with a vengeance.
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DAVE RAMSEY | Apr 13, 2022Dave Ramsey says: If you’re starting a business, do it right way – all in
When it comes to being a successful entrepreneur, you are the ideas, the passion, the vision and the desire to get things done and grow the business. If you don’t have the drive to be all those things, you’re better off not doing it at all.
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DAVE RAMSEY | Apr 5, 2022Dave Ramsey says: With job and savings, teen already learning financial responsibility
Teaching a high schooler financial responsibility and the importance of education are great things.
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DAVE RAMSEY | Mar 29, 2022Dave Ramsey says: Wipe out $5K credit debt with settlement cash, then cut up card
If you've come into a good amount of cash, pay off credit cards so you can be debt-free.
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DAVE RAMSEY | Mar 22, 2022Dave Ramsey says: Follow the plan and make things happen
If you're following Dave Ramsey's Baby Steps, then you know an emergency fund comes before retirement in the plan.
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DAVE RAMSEY | Mar 15, 2022Dave Ramsey says: Accidental death, dismemberment policy is waste of money
Accidental death and dismemberment (AD&D) insurance policies are cheap, but they’re pretty much worthless because of the long list of conditions they won’t pay out for.
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DAVE RAMSEY | Mar 8, 2022Dave Ramsey says: Date night can be both inexpensive and fun
Going out on a date doesn’t have to mean spending a lot of money, especially if you're trying to pay down debt. Just be creative!
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ARIZONA NEWS | Mar 1, 2022Dave Ramsey says: Don’t sell yourself short by chasing single-stock investments
Single-stock investments don’t consistently generate the kind of returns over long periods of time that a good mutual fund will, Dave Ramsey says.
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DAVE RAMSEY | Feb 22, 2022Dave Ramsey says: Choose an executor carefully
An executor manages the last will and testament of someone who dies and it is an honor and a huge responsibility to be one.
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DAVE RAMSEY | Feb 15, 2022Dave Ramsey says: Certain debt-reduction strategies are bad ideas
There’s a lot of buzz these days surrounding all the “quick” and “easy” ways to clean up debt and get control of your finances. If something sounds too good to be true, it probably is.
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DAVE RAMSEY | Feb 8, 2022Dave Ramsey says: Financial counseling is great step toward beating debt
If you're in debt, make a proactive effort to change things. Financial counseling is a step in the right direction.
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DAVE RAMSEY | Feb 1, 2022Dave Ramsey says: Achieve dream career without going into debt
Borrowing a bunch of money isn’t the only way - and definitely isn’t the smart way — to change careers and get what you want. You can avoid a financial nightmare of debt going back to school.