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DAVE RAMSEY | Oct 11, 2022Dave Ramsey says: Inform employees about potential sale of small business
To be a good, effective leader you have to be willing to share and discuss things with your team, whether they’re good or bad. Be upfront with employees about the potential sale of your company.
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DAVE RAMSEY | Oct 4, 2022Dave Ramsey says: It’ll take lots of discussion and planning to run a business
Everyone wants to be successful in their job, enjoy what they do and make lots of money, but personal happiness is just as important.
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DAVE RAMSEY | Sep 27, 2022Dave Ramsey says: Be honest in uncomfortable situation explaining better job offer
When handed a great opportunity shortly after starting a job elsewhere, walk into your boss’s office and lay out the whole situation truthfully.
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DAVE RAMSEY | Sep 25, 2022How to manage finances with inflation through the rest of this year
Whether we want to admit it or not, inflation is here, and there’s plenty of ways you can beat it through the end of the year.
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DAVE RAMSEY | Sep 20, 2022Dave Ramsey says: Pay off credit debt, then keep rolling to straighten finances
When the rule of paying off debts from smallest to largest doesn’t apply, attack the one with the larger interest rate first.
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DAVE RAMSEY | Sep 13, 2022Dave Ramsey says: Debt-free couple should sign up for level term life insurance
A debt-free young couple should find good 15- or 20-year, level term life insurance policies, with coverage amounts of 10 to 12 times their incomes.
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DAVE RAMSEY | Sep 11, 2022Here are ways to boost your holiday budget, starting now
While you might not be ready to hang up the mistletoe, it's never too early to get a head start on saving money for the holidays.
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DAVE RAMSEY | Sep 6, 2022Dave Ramsey says: Best to pass on discount offer tied to opening a store credit account
Playing with snakes is always a bad idea - sooner or later, you’re going to get bitten. Sometimes that applies to store credit cards, too.
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DAVE RAMSEY | Aug 30, 2022Dave Ramsey says: Change tactics to address unpaid hospital bill
There’s a moral, as well as legal, responsibility involved when it comes to paying off bills or debt, Ronnie. You should always pay what you owe if at all possible.
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DAVE RAMSEY | Aug 23, 2022Dave Ramsey says: With in-law moving in, time to get serious about budgeting
With a budget you can analyze, in detail, the need to cut expenses, generate extra income or both.
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DAVE RAMSEY | Aug 16, 2022Dave Ramsey says: Personal circumstance determines whether to go with a trust or a will
If you’re like the average person with a couple of kids, a home and some savings, a will is all you need rather than a trust.
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DAVE RAMSEY | Aug 9, 2022Dave Ramsey says: Be smart – don’t raid nest egg to pay off mortgages
Being broke, even in a house that’s paid for, isn’t a good idea. Stand down on paying off your mortgages if it means raiding your nest egg.
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DAVE RAMSEY | Aug 2, 2022Dave Ramsey says: There’s too much risk when entering into debt to a parent
Money has a way of changing the family dynamic, and it’s almost never for the good. I would never tell you to go into debt to a parent as it might jeopardize your relationship.
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DAVE RAMSEY | Jul 26, 2022Dave Ramsey says: Help parents low on cash get financial counseling
Adult children who make good money should help parents in need, but only with the stipulation that they get financial counseling.
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DAVE RAMSEY | Jul 19, 2022Dave Ramsey says: Debt consolidation is not a solution for credit woes
Debt consolidation companies try to position themselves that way, but they don’t even come close to addressing or solving the real problem.
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DAVE RAMSEY | Jul 12, 2022Dave Ramsey says: Stick to the process to pull out of debt
Personal finance is 80% behavior and 20% head knowledge, Dave Ramsey says. The more dramatically behaviors change, the better the results.
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DAVE RAMSEY | Jul 5, 2022Dave Ramsey says: Decide together on inheritance division issue
Giving someone money because you think it will enhance or save a relationship is a really bad idea.
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DAVE RAMSEY | Jun 28, 2022Dave Ramsey says: Do the math and sell car instead of taking on expensive repair
If you take the value of the car as-is, plus the repair and the number you come up with is more than the value of the car after it’s fixed, don’t repair the car.
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DAVE RAMSEY | Jun 21, 2022Dave Ramsey says: Gambling won’t produce consistent financial success
You might see a news story once in a while about someone winning big money in a casino, but that almost never happens.
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DAVE RAMSEY | Jun 14, 2022Dave Ramsey says: Couple with baby should marry, combine finances
It’s very difficult, legally and relationally, to play house financially when you’re not married. Marriage will combine incomes and lives, Dave Ramsey says.
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DAVE RAMSEY | Jun 7, 2022Dave Ramsey says: Review insurance coverage once a year
You should make it a habit to review all your insurance coverage once a year. When it comes to your home especially, you need to have a policy equal to the value of the home.
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DAVE RAMSEY | May 31, 2022Dave Ramsey says: Expectant parents can live off 1 income if they choose
There's no wrong answer for an expectant mom comparing the ideas of continuing to bring extra cash to the household or being at home with the baby.
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DAVE RAMSEY | May 24, 2022Dave Ramsey says: Downsizing is good idea, but think through new plan
Selling your house to downsize is good, but renting for a while, then buying again later, when it'll be more expensive doesn't sound great.
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DAVE RAMSEY | May 10, 2022Dave Ramsey says: Keep giving to old church during search for new place of worship
There’s nothing wrong with continuing to tithe to your current place of worship until you find a new church home.