WEEKDAYS AT NOON ON 92.3 KTAR

The Dave Ramsey Show

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Kristina Ellis

What you can do this year to work toward being student debt-free

Let’s review what happened with student loans in 2022, look ahead at what’s coming, and talk about what to do to work toward being debt-free.
1 year ago
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Dave Ramsey

Dave Ramsey says: Parent should learn to take better care of personal finances

Bailing out a person who is irresponsible with money won't help them. But if you do, make the payment contingent on financial counseling.
1 year ago
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Rachel Cruze

Tips for 1st-time budgeters to take control of your money in 2023

Getting your finances in order can feel big and overwhelming, but we’re going to break it down in a way that’s simple and manageable.
1 year ago
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Dave Ramsey

Dave Ramsey says: Talk to probate attorney about ins and outs of windfall from handwritten will

A handwritten will doesn’t necessarily invalidate it, but it does increase the possibility of encountering some bumps down the road.
1 year ago
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George Kamel

New year is perfect time to check in investments’ growth

New Year’s is the perfect time to check in on the growth of your investments. Let’s talk about what the stock market saw in 2022, what you can expect in 2023, and what it all means for you and your money.
1 year ago
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Dave Ramsey

Dave Ramsey says: Borrowing large sum of money from parents is risky business

Accepting a big loan from family members runs the risk of straining a great relationship, or even ruining it, no matter how generous the intent.
1 year ago
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Dr. John Delony

Prioritize making human connections in the new year

Human connection is when two or more people choose to engage in vulnerable interactions where each person is heard, seen and valued.
1 year ago
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Dave Ramsey

Dave Ramsey says: Best to pay off an old loan over filing bankruptcy

If you have the money, and you can pay off on old loan without putting yourself in a bind financially, do it.
1 year ago
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Rachel Cruze

Let’s give generosity a try all year, not just at Christmastime

Here’s the thing: Generosity shouldn’t just be a priority at Christmas. What if we committed to being generous so often that it actually became a habit?
1 year ago
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Dave Ramsey

Dave Ramsey says: Wait until the time is right for you to buy a house

The truth is you may not be ready to buy a house today. And that’s OK. But looking down the road, owning a house is worth it.
1 year ago
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George Kamel

The procrastinator’s guide to affordable last-minute holiday gifts

Hey, procrastinators - here are six no-fail tips for finding the perfect, affordable Christmas gift at the 11th hour.
1 year ago
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Dave Ramsey

Dave Ramsey says: Daughter not obligated to fork over cash to manipulative dad in debt

You don’t have an ethical or moral obligation to give manipulative people money just because they’re related to you. 
1 year ago
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Rachel Cruze

Stop making comparisons with others and love your own Christmas

Here are five tips to help you steer clear of holiday comparison traps and create a Christmas you love.
1 year ago
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Dave Ramsey

Dave Ramsey says: Debit card has same fraud protections as credit card

For anyone wondering, a debit card has the exact same protections against fraud that a credit card has.
1 year ago
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Kristina Ellis

How college students can earn cash over winter break

One thing that helps with paying for college (or covering those extra expenses along the way) is making the most of your holiday breaks.
1 year ago
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Dave Ramsey

Dave Ramsey says: Sit down with mom, talk over loan payment situation

Mom has wrong idea about an old loan. Offer to be her biggest cheerleader and help her find a good financial coach, but under no circumstances take a loan she took out and put it under your name.
1 year ago
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Kristina Ellis

These tips will help you and your kids save money on college application costs

Qualified high schoolers can get a fee waiver that will let them apply to college free. This can seriously help cut back on college application expenses.
1 year ago
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Dave Ramsey

Dave Ramsey says: Pay off the debts in collection starting with smallest

There’s no upside to not paying what you owe. It’s an integrity issue, it’s a legal issue, and it’s a credit issue. Start knocking out the debt that’s in collections from smallest to largest.
1 year ago
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George Kamel

Make the most of marketing schemes Black Friday, Cyber Monday

We’ve all made our share of shopping mistakes on that fateful weekend after Thanksgiving, but not this year, my friends. Here are six money-saving tips that will make these sales work for you.
1 year ago
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Dave Ramsey

Dave Ramsey says: It’s best to pay off old and new debts

If you've borrowed money, it's best to pay off debt starting with the oldest to newest, as it can cause many issues.
1 year ago
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Rachel Cruze

Your emergency fund is not for Christmas spending so keep hands off

When you’re trying to take control of your money, saving for an emergency fund is a crucial part of the process. Keep that emergency fund safe from your spending this holiday season.
1 year ago
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Dave Ramsey

Dave Ramsey says: Best to wait until first house sells before buying another

In any economy, it's a smart play to sell one house before you buy another, especially if you're moving. Make sure the timing on the deal makes sense.
1 year ago
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John Delony

How to take control of election anxiety as Nov. 8 approaches

Don’t let anxiety and fear steal your joy, mental health or determination to do what’s right during this election season.
1 year ago
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KTAR.com

Dave Ramsey says: Help sibling learn by saying no to money requests

You’re not really helping someone who’s immature or irresponsible with money when you give them cash, family or not.
1 year ago
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Kristina Ellis

Hey, high schoolers – cast net wide and go deep on college scholarship search

If you’re a freshman or sophomore in high school, graduation will be here before you know it. Start looking into scholarships now to help pay for college.
1 year ago
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Dave Ramsey

Dave Ramsey says: Honesty is a necessity in marriage so tell spouse about secret savings

Managing money in a marriage isn’t a “his” or “hers” thing. It’s a “we” thing. Be honest with your spouse if you've been putting away money for the two of you on the sly.
1 year ago
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Dave Ramsey

Dave Ramsey says: Time to get serious about getting out of debt

Before you start the Baby Steps, you should get current on all your bills. Make a list of the late bills and how much it will take to get current.
2 years ago
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Dave Ramsey

Dave Ramsey says: Inform employees about potential sale of small business

To be a good, effective leader you have to be willing to share and discuss things with your team, whether they’re good or bad. Be upfront with employees about the potential sale of your company.
2 years ago
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John Delony

Here are alternatives to rage rooms to help you work through your emotions

The long-term effects of dealing with anger by taking it out in a rage room can actually create a new, automatic response of losing control. Here are healthier alternatives.
2 years ago
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Dave Ramsey

Dave Ramsey says: It’ll take lots of discussion and planning to run a business

Everyone wants to be successful in their job, enjoy what they do and make lots of money, but personal happiness is just as important.
2 years ago

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