WEEKDAYS AT NOON ON 92.3 KTAR

The Dave Ramsey Show

Stock image of a woman with credit cards using a computer....
Dave Ramsey

Dave Ramsey says: Mother-in-law needs help for credit card addiction

A well-planned intervention is needed for a free-spending mother-in-law with a serious credit card problem, Dave Ramsey says.
5 months ago
scissors cutting credit card...
Dave Ramsey

Dave Ramsey says: Be gentle, he’s moving in the right direction

This week, Dave Ramsey discusses what best to do when one spouse is ready to get rid of the credit cards, but the other isn't.
5 months ago
woman with her head resting on what appears to be textbooks at a table...
Dave Ramsey

Dave Ramsey says: To pay off the student loan debt as soon as possible or hold off?

For some, the decision to pay off the remaining balance of student loan debt by dipping into savings could benefit them.
5 months ago
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Dave Ramsey

Dave Ramsey says: Go into debt for a wedding? Nope!

If you have to go into debt to make a wedding happen, you’re spending way too much, so Dave Ramsey offers some advice.
5 months ago
bag under tree with gifts...
Rachel Cruze

Dave Ramsey says: Here are tips on practicing contentment this holiday season

Here are five tips for keeping your expectations realistic and your spending in check throughout the holidays this year.
5 months ago
woman moving boxes...
Dave Ramsey

Dave Ramsey says: Risk is real when asking for outside help on a mortgage

Asking for outside help to pay off a mortgage may seem like a good idea at first, but Dave Ramsey explains why the risk is too big.
6 months ago
Dave Ramsey says it isn't smart to buy a home with your partner before marriage...
Dave Ramsey

Dave Ramsey says: Don’t buy a house together before you’re married

Never buy a home with someone that isn't your spouse. Dave Ramsey explains the pros and cons of the scenario.
6 months ago
couple appears to be calculating items...
Dave Ramsey

Dave Ramsey says: Control your own destiny

In this week's article from Dave Ramsey, he explains how to get started on saving for retirement and what the best options are. Read the full story.
6 months ago
Man holds a infant...
Dave Ramsey

Dave Ramsey says: Eventually, you’ll be become self-insured

Depending on what point you're at in life, there are a few options you and your spouse can take when considering life insurance policies.
6 months ago
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Dave Ramsey

Dave Ramsey says: It is a gift to your family

Is it better to preplan a funeral or pay ahead of time for one? Dave Ramsey explains the pros and cons that come with both.
7 months ago
Halloween treats and decorations shouldn't haunt your bank account...
Rachel Cruze

Dave Ramsey says: Don’t let October fun haunt your finances

Like any other month, if you go into October without a plan your financial decisions could haunt you for months to come.
7 months ago
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KTAR.com

Dave Ramsey says: The key word is ‘temporary’

This week, Dave Ramsey recommends putting a temporary stop to investing while you’re getting out of debt.
7 months ago
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Dave Ramsey

Dave Ramsey says: What’s fair to everyone concerned?

Before you make promises you can't keep, you should be thinking months ahead so that you aren't walking back on your word.
7 months ago
people sitting at table and looking at the computer...
Dave Ramsey

Dave Ramsey says: Here’s how to handle a small-business budget

You’ve got to project into the future and think about what you’re going to do and how you’re going to make it happen.
7 months ago
dave ramsey gives advice regarding life insurance policies...
Dave Ramsey

Dave Ramsey says: Opt for the long-term plan, not the short-term fix

In this week's letter from Dave Ramsey, he gives advice to people who have elderly parents without life insurance policies.
7 months ago
woman with book on her head...
Jade Warshaw

Dave Ramsey says: Here’s a new kind of student loan forgiveness

Millions of Americans will be required in October to begin making payments on their student loan debt, but are they financially ready for the new reality?
7 months ago
windshield broke...
Dave Ramsey

Dave Ramsey says: Take the bigger check, it’s quick and easy

If your vehicle has been damaged and you're left with options to claim money to put toward another car, here's what's best.
7 months ago
little boy puts money into piggy bank...
Dave Ramsey

Dave Ramsey says: Make them workers and givers

As parents doing financially well, there's a few things you can do to prepare your children for long-term success: teach them how to work and give.
8 months ago
Man holds baby in loving manner...
Dave Ramsey

Dave Ramsey says: Life insurance is not a baby step

Life insurance is most definitely a necessity in your budget and something you need to put in place as soon as possible.
8 months ago
older lady looking through book in a room...
Dave Ramsey

Dave Ramsey says: Here are some tips to take care of mom

A lot of questions arise when our parents get older, but among the biggest things to tackle is finances - here are tips to help.
8 months ago
people gathered at a table for presumably a meeting...
Dave Ramsey

Dave Ramsey says: Revoke his get-out-of-jail-free card

Grace and mercy mean you love someone enough to approach them about their misbehavior, even if they are family and a part of your business.
8 months ago
pencil with words "love to learn" on it...
Dave Ramsey

Dave Ramsey says: A degree isn’t power, knowledge is power

In this week's letter from Dave Ramsey, he discusses the benefits and power to always prioritizing further one's education.
8 months ago
piggy bank, house and house plans...
Dave Ramsey

Dave Ramsey says: Tips for saving are more of a guideline, not a rule

The advice "spend no more than 25% of your take-home pay on housing" is more of a guideline than a rule.
9 months ago
couple sits at table...
Dave Ramsey

Dave Ramsey says: You need a better plan to prepare for the long-term

Sometimes, we find ourselves wanting to skip important steps, even if we know it isn't beneficial long-term. Dave Ramsey says you need a better plan.
9 months ago
couple touches hands as they're having discussion at the table...
Dave Ramsey

Dave Ramsey says: Love them enough to teach them well

When it comes to your children, love them enough to teach them valuable, life-long lessons that they will always carry with them.
9 months ago
man with pen hands someone with closed fists the pen...
Dave Ramsey

Dave Ramsey says: Find an advisor with the heart of a teacher

When you are about to take financial matters into your own hands, it is best to find an advisor that genuinely wants to teach you.
9 months ago
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Dave Ramsey

Dave Ramsey says: Different personality types can be a good thing

Just like Yin and Yang, different personality types within a relationship can be a good thing.
9 months ago
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Dave Ramsey

Dave Ramsey says: Here’s what to do if you’re in too deep of a college debt hole

A lot of graduates find themselves in debt, but there are plenty of ways to get out of the burdensome situation.
10 months ago
person with pen gives person papers to sign...
Dave Ramsey

Dave Ramsey says: Some things aren’t worth the second mortgage

Homeownership can be a lot to handle, but there are few things that are seldom worth the second mortgage and the headache.
10 months ago
debt papers bills on the table...
Dave Ramsey

Dave Ramsey says: Be smart about paying off debt

When considering which strategic moves to make to pay off debts, it's probably best to think long-term, Dave Ramsey explains.
10 months ago

ENDORSEMENTS