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Ian threatens Florida’s already unstable insurance market

A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A King Point resident looks through her broken window as a man boards up another broken window from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. (Carline Jean /South Florida Sun-Sentinel via AP) A damaged apartment from an apparent overnight tornado spawned from Hurricane Ian at Kings Point 55+ community in Delray Beach, Fla., on Wednesday, Sept. 28, 2022. The U.S. National Hurricane Center says Ian's most damaging winds have begun hitting Florida's southwest coast as the storm approaches landfall. (Carline Jean /South Florida Sun-Sentinel via AP) This GOES-East GeoColor satellite image taken at 12:01 a.m. EDT on Wednesday, Sept. 28, 2022, and provided by the National Oceanic and Atmospheric Administration (NOAA), shows the eye of Hurricane Ian approaching the southwest coast of Florida. Hurricane Ian's most damaging winds began hitting Florida's southwest coast Wednesday, lashing the state with heavy rain and pushing a devastating storm surge after strengthening to the threshold of the most dangerous Category 5 status. (NOAA via AP)