Dave Ramsey

The trick to owning a rental property, especially for a rookie, is learning how to balance being firm while still being fair and kind.

Rationalization is one of the prime causes of overspending. If you're finding excuses to buy something you don't need, you're flunking a test of judgment.

Living on a budget will help you control money. That’s how you can keep up with bills while you save that first $1,000 for your emergency fund.

If the online bank where you're considering opening an account is guaranteed by the Federal Deposit Insurance Corporation, that's a good sign of stability.

If you’ve tried several times to curb your spending, and are still falling back into the same old trap, maybe you should approach the situation in a practical, day-to-day way.

A young married couple who work together have the chance to earn their college degrees paid for by their employer. Do it, advises money guru Dave Ramsey.

Teaching kids there’s an emotional connection between work and money is one of the best things you can do as a parent. That's where paid chores come in.

A young 20something daughter wants to help her mother, who's struggling with a career and finances. Mom might be more likely to take advice from someone her own age.

The only purpose of an emergency fund is to have cash on hand immediately for an urgent situation.. It’s not an investment or designed to replace income.

A family dealing with job loss is debt-free, and has a six-month emergency fund saved up. From there, they should strip their budget, Dave Ramsey says.