Dave Ramsey

When you have no credit, a lender has to do what’s called a manual underwriting. It’s something lots of banks did back in the day and a few places still work this way.

A lot of people trash talk the idea of budgeting, and make up all kinds of excuses for not living on one. The truth is a written monthly budget is essential when it comes to beating debt.

If you need a co-signer for anything, it means you’re not financially ready for that purchase, Dave Ramsey says.

A medical emergency can be costly and is a good reason to push the pause button on paying off debt, Dave Ramsey says.

Examining your goals inside and out, and by thoughtfully constructing small, achievable steps toward them is the key to creating change in your life.

Losing your job around the holidays can feel like a nightmare. but keep your head held high, and focus on what’s still in your control.

The secret to making a goal into a reality is getting started. It’s really that simple. Making a budget and gaining control of your finances works the same way.

Christmas spending can be part of your monthly cash flow plan the whole year. Now is a great time to devise a game plan moving forward.

While it’s tempting when you’ve got the debt-free bug to hold back on retirement saving to pay off your house, it’s not the shortest distance between where you are right now and wealth.

If you do some research and buy wisely, you can get a good year or two out of a $1,500 car. Do some saving and after that, you should be able to pay for a better ride.