-
When you have no credit, a lender has to do what’s called a manual underwriting. It’s something lots of banks did back in the day and a few places still work this way.
-
A lot of people trash talk the idea of budgeting, and make up all kinds of excuses for not living on one. The truth is a written monthly budget is essential when it comes to beating debt.
-
If you need a co-signer for anything, it means you’re not financially ready for that purchase, Dave Ramsey says.
-
A medical emergency can be costly and is a good reason to push the pause button on paying off debt, Dave Ramsey says.
-
Examining your goals inside and out, and by thoughtfully constructing small, achievable steps toward them is the key to creating change in your life.
-
Losing your job around the holidays can feel like a nightmare. but keep your head held high, and focus on what’s still in your control.
-
The secret to making a goal into a reality is getting started. It’s really that simple. Making a budget and gaining control of your finances works the same way.
-
Christmas spending can be part of your monthly cash flow plan the whole year. Now is a great time to devise a game plan moving forward.
-
While it’s tempting when you’ve got the debt-free bug to hold back on retirement saving to pay off your house, it’s not the shortest distance between where you are right now and wealth.
-
If you do some research and buy wisely, you can get a good year or two out of a $1,500 car. Do some saving and after that, you should be able to pay for a better ride.