Dave Ramsey

A financial planner suggesting clients not open college savings accounts for their children to ensure other forms of aid is giving bad advice.

A generous couple helping a struggling single mom wants to make sure the money they give her goes to help the child. Supplying her with goods instead of cash guarantees that.

Buying and selling single stocks is an ultra-high-risk proposition. Raiding your emergency fund to pay for a day trading class isn't a good idea.

Unless you feel like handing the bank piles of cash every month for 30 years, go with a 15-year mortgage. That's a good way to win with money.

Investing in collectibles like vintage watches or expensive wine is OK, but consider it a hobby and not part of your invesment strategy.

If you want a quality marriage and a high probably of building wealth, couples should combine their finances.

A debt-free military couple is a good position, financially, to jump back into the game as long-distance landlords.

A good pension can feel pretty solid, but nothing’s perfect, so set up an emergency fund of six months to retire in peace.

The only thing better than being preapproved to buy a home is getting certified, Dave Ramsey says.

Make sure you keep an accurate, written record of the monthly and overall amounts you’re designating as “principal only” when you're paying down a loan.