Dave Ramsey

There’s no shame in using your emergency fund if you really need to. That’s what it’s there for. Just make sure you’ve got a real reason to use it.

If your workplace has closed its doors and isn’t offering pay during the coronavirus crisis, then it’s time for a financial regrouping.

If you put 15% of your income into your retirement, you won't have to rely solely on Social Security or a pension. That's a sound plan, Dave Ramsey says.

A former employee is still receiving contributions to her health savings account. The company has asked for the money back. Just do it, Dave Ramsey says.

There are two good reasons to go back and deal with a debt that has been dropped off your credit report, personal finance guru Dave Ramsey says.

A recently divorced mother of two with a good job and house already paid for should put her money in a CD and stay away from stocks, Dave Ramsey advises.

A couple with a new baby and a new home would be wise to put their money into term life insurance policies and not mortgage protection.

You should never put your emergency fund into anything that can go down in value, like mutual funds, or anything that charges penalties for early withdrawals.

Preplan rather than prepay for funerals. If you live to an average age, for what you’d prepay today at your age, you could invest the amount and be self-insured.

The worst thing you could do is cash out an Roth IRA unless it's necessary to pay off debt to avoid bankruptcy or foreclosure.