Dave Ramsey

The Bible may only address the topic of tithing by individuals, not businesses but if you want tithe from your business, base it off the profits.

Basically, with whole life you pay about 20 times more for the same amount of insurance that you would with a term policy.

Asking to borrow money from an adult child is one thing but asking the loan be kept secret from the lender's spouse is unacceptable.

Talk to debt collectors calmly and rationally; explain your financial situation. You may be able to reach a compromise. But if they get nasty, report them.

There’s a big difference between judging people and being judgmental. But it’s unkind not to share insights or suggestions for a better way of life with those you love most.

If you're in sales, be proactive with customers individually and in the marketplace. People with that kind of drive and sense of responsibility are almost always successful in life.

The shortest distance between you and wealth is becoming debt-free and taking control of your largest wealth-building tool — your income.

Remember the debt snowball - pay off your smallest to largest. Follow the plan, stay focused and bit by bit you can become debt-free.

A hot housing market is great news for sellers. For buyers, stick to your budget and know when to walk away.

Even if you're in good financial shape, it's still a good idea to have an up-to-date homeowner’s insurance policy.