Dave Ramsey

Using a debt consolidation company seems appealing, but it can trash your credit for a long time when it comes to buying a car or a house.

A couple with $50,000 in loans on their cars can get out of debt pretty fast if they just get rid of the cars.

Living on a monthly budget, and telling your money where to go instead of wondering where it went, is an important step toward gaining control of your finances.

Any outstanding debt parents have upon passing will likely go against their estate; children would not be responsible.

Keep working on paying down debt and hold off putting extra money into investments, Dave Ramsey advises.

Premarital counseling is a solid way to get potential problems for a couple ironed out before the big day. Talk about money, family and religion, for starters.

A couple committing 40% of their sole income to the house payment is struggling to make ends meet. Dave Ramsey says that number shouldn't be more than 25%.

Savings bonds have very low interest rates. If you've got any, Dave Ramsey recommends cashing them in and put toward one of your Baby Steps.

Layaway programs are not the answer to a problem. Why not plant to just save up money for Christmas spending ahead of time?

The trick to owning a rental property, especially for a rookie, is learning how to balance being firm while still being fair and kind.