What is your opinion of churches encouraging members to do e-giving with credit cards and debit cards?
I’m against debt, so I’m not particularly fond of churches asking people to use a debt vehicle to pay their tithes.
I realize that few businesses and organizations distinguish between debit cards and credit cards when accepting payment. However, this practice bothers me a lot when it comes to churches.
The Bible mentions debt several times in Scripture, and every time it does, it’s always in a negative light. It’s not a salvation issue or anything like that, but the Bible basically says debt is a foolish thing.
Now, I think e-giving in itself is fine. But if I were the pastor or on the leadership board, and we had an e-giving process, I would strongly encourage people to use debit cards and not credit cards. There’s nothing wrong with a draft or an ACH kind of thing. A lot of people do that and like the ability to give online.
But I don’t want a giving situation to your church turn into debt to you. And it does just that when it’s a credit card!
- Dave Ramsey says: Teach teen how to budget money sooner rather than later
- Dave Ramsey says: Stick with plan, start emergency reserves with refund
- Dave Ramsey says: If there’s no money to splurge on gift, bow out of promise
- Dave Ramsey says: Here’s how to sell a vehicle with a high lien amount
- Dave Ramsey says: Prioritize spending while trying to pay off debt