DAVE RAMSEY

Dave says: Marriage is not a me proposition, it should always be a we thing

Jun 25, 2024, 7:00 PM | Updated: 7:03 pm

(Pexels Photo)...

(Pexels Photo)

(Pexels Photo)

Dear Dave,

My husband and I both work outside the home, and he has come up with an idea for our fun money. He wants us to set up an account where we both put 5% of our earnings for discretionary spending. The issue in my mind is that he would have a lot more to spend, because he makes much more money than I do. He says he feels he should be able to spend more since he makes more. I’m not a greedy person, and I don’t spend money on a lot of frivolous things, but I do think things would be even. I feel we should each put in the same dollar amount—one that’s fair to both of us—if we’re going to do this. What do you think?

Val


Dear Val,

This isn’t a good plan. I’m sure your husband means well, and that he’s really a good guy overall, but it sounds to me like he probably hasn’t thought this whole thing through. As they stand now, the details of his idea play out as pretty immature and selfish. And something tells me you wouldn’t marry a man like that. Think about it this way. There are plenty of families out there where only one person works outside the home and generates an actual income. Would it be fair to say that whoever brings home the paycheck is the only one who can have fun spending once in a while? Of course, not! In most cases, spouses who don’t work outside the home take on tons of responsibility and accomplish several things every single day—especially if the couple has kids. If you put a monetary amount on all that, it’d wind up being a pretty nice income dollars-wise. Remember back when you two got married? If it were anything close to a traditional ceremony, I’ll bet the preacher pronounced you two “as one.” As in every thing and every way. That means you have one income, a combined income, and it’s our income. If you own a home, it’s our home. It’s not more his home just because he makes more money than you. Our kids, our marriage our everything. Get the picture? Marriage is not a me proposition. It should always be a we thing. Your husband needs to be reminded of that.

—Dave

ENDORSEMENTS

Dave Ramsey

Dave Ramsey on unemployment benefits....

Dave Ramsey

Dave Ramsey says: It’s morally OK for accepting unemployment benefits

A reader who recently lost his job is unsure if it's morally acceptable to take in unemployment benefits. Dave Ramsey gives his answer.

6 days ago

Dave Ramsey said "heart problems" can cause money issues. (Pexels File Photo)...

Dave Ramsey

Dave Ramsey says: Don’t be emotional with money. It can ruin your finances

Dave Ramsey says many people have a "heart problem," which is when someone's attitude toward money is emotional and not strategic.

20 days ago

Two people shake hands....

Dave Ramsey

Dave Ramsey says: Small businesses should not seek out investors

Financial expert Dave Ramsey shares his advice for small businesses looking to grow with investor support.

23 days ago

Dave Ramsey recommends pushing your ego aside when times get tough. (Pexels Photo)...

Dave Ramsey

Dave Ramsey says: When times are tough, push your ego aside

Financial expert Dave Ramsey shares his advice for people who may be struggling with finances while unemployed.

27 days ago

Taking money out of savings to pay off credit cards: yay or nay?...

Dave Ramsey

Dave Ramsey says: Do this before using your savings to pay off credit card debt

Financial expert Dave Ramsey shares his advice for people who are considering taking money out of savings to pay off credit card debt.

1 month ago

Wills or trusts: How to find the best fit for your financial situation...

Dave Ramsey

Dave Ramsey says: Are wills or trusts better for your personal financial situation?

A man was talking to some friends the other day about wills and trusts. He isn't sure what to do. Dave Ramsey shares some guidance.

1 month ago

Sponsored Articles

...

Sanderson Ford

3 new rides for 3 new road trips in Arizona

It's time for the Sanderson Ford Memorial Day sale with the Mighty Fine 69 Anniversary, as Sanderson Ford turned 69 years old in May.

...

Day & Night Air Conditioning, Heating and Plumbing

Beat the heat, ensure your AC unit is summer-ready

With temperatures starting to rise across the Valley, now is a great time to be sure your AC unit is ready to withstand the sweltering summer heat.

...

COLLINS COMFORT MASTERS

Here are 5 things Arizona residents need to know about their HVAC system

It's warming back up in the Valley, which means it's time to think about your air conditioning system's preparedness for summer.

Dave says: Marriage is not a me proposition, it should always be a we thing