DAVE RAMSEY

The procrastinator’s guide to affordable last-minute holiday gifts

Dec 18, 2022, 5:45 AM

(Pexels Photo)...

(Pexels Photo)

(Pexels Photo)

Maybe that little reminder just popped up on your phone letting you know that the Secret Santa exchange with your coworkers is actually tonight, not next week, and you have no idea what to get for Craig in HR.

Maybe you had every intention of doing your Christmas shopping like three weekends ago, but stuff kept coming up, and you decided that was a problem for future you.

Well, the future is here, my friend, and it’s now called the present.

But no matter when, why or how you’ve procrastinated on your shopping this season, I get it. I’ve been there. And I’ve got your back with some last-minute gift ideas that also happen to be budget-friendly.

Now, instead of digging around to find that candle your grandma gave you last year so you can stuff it in a sad, wrinkled bag and call it a day, you can read this and hopefully get a better plan in place.

Here are my no-fail tips for finding the perfect, affordable gift at the 11th hour:

1. Make a list of what they love

Even if it’s last-minute, you still want the gift to feel personal and thoughtful. So, a good strategy is to make a quick list of what you know about their likes, hobbies, etc. and then find a $10–20 item in one of those categories. (P.S. If you’re not sure, be observant at their desk or in conversation, or ask someone who knows them well!)

If they’re a tech geek, there are plenty of fun gadgets out there, like headphones or small smart speakers, that won’t break the bank. Do they love to write? Can’t go wrong with a nice leather journal or even a fancy pen.

If you really don’t know anything about the person, don’t panic. There are other ideas on this list that pretty much anybody will love (or you can jump straight to No. 6).

2. Don’t be afraid to DIY

OK, so maybe you’re not Martha Stewart (but if you are … hey, Martha!), but the possibilities are pretty endless here. You could make baked goods or candy using an easy internet recipe and put them in festive bags. Or parents love framed photos of their kids and grandkids, and that’s a sentimental DIY that anybody can do.

If you do have artistic talent, you could look at the popular gifts that are trending on sites like Etsy and try to recreate them. Make an ornament, hand-letter a sign, do a watercolor portrait of the family dog, you name it. Pinterest is another great resource—just look up “easy homemade gifts” and scroll to your heart’s delight.

3. Group items together

You can easily combine a few related items to make it look like you put more time and effort into the gift than you actually did.

For example, for coffee addicts, you could pair a nice bag of dark roast with a mug and some flavored syrup. Foodies would appreciate a few obscure-but-delicious snacks (no need to spend a lot on this—just find the fancier-looking stuff at places like Aldi or TJ Maxx).

You could give the pet parent in your life a collection of treats, toys and maybe even one of those cute tiny sweaters that their pet is sure to hate.

For someone who just needs to relax, you could put together a self-care package with some tea, a face mask and a candle. And don’t forget about one of my favorite last-minute options (for those who partake): a bottle of bourbon with a cigar.

4. Invest in an experience

Some people would way rather spend quality time than get more “stuff,” which is lucky for you because experiences make great last-minute gifts.

You can use an app like Canva to make a cool-looking invite or voucher for an activity that you two can do together in the future. Or just go ahead and buy the tickets or passes online and print them out. This could be anything from a movie to miniature golf to a comedy show — whatever fits your budget.

5. Don’t overlook the cheap stores

You can actually find great gifts at places like Costco, Home Goods, Walmart and even dollar stores. No one has to know where they came from. You might even want to look for gifts at — hear me out — the gas station. I’m not a gambling man, but I’ve gotten $5 or $10 crossword scratch-off tickets for my whole family before, and let me tell you, it was a blast!

6. When in doubt, grab a gift card

Gift cards have gotten a bad rap (or is it “bad rep”? I never know which one is right, and I refuse to figure it out) for being the cop-out present, but I disagree.

When’s the last time you heard someone complain about getting a gift card to a place they love? Oh, right. You haven’t. Plus, this is the ultimate solution if you’re running low on time. If you want to make it feel more personal, write a heartfelt note to go with it.

Hopefully this list has helped you get some ideas flowing for last-minute gifts that won’t destroy your budget. And hey, you might want to take advantage of those Christmas sales and get a head start on next year’s shopping while you’re at it. But then again, that sounds like a problem for future you.

ENDORSEMENTS

Dave Ramsey

honeymoon married job loss financial advice...

Dave Ramsey

Dave Ramsey says: Should you go on a honeymoon right after you lose your job?

So you're about to get married. You have your honeymoon planned. But right before all the fun begins, you lose your job. What should you do next?

1 day ago

financial irresponsibility mom bad with money...

Dave Ramsey

Dave Ramsey says: What do you do when mom won’t behave with money?

Dave Ramsey advises a husband who is concerned about his mother-in-law's perceived financial irresponsibility and wonders what to do.

8 days ago

complex financial task money advice Dave Ramsey...

Dave Ramsey

Dave Ramsey says: Work out the details before launching a complex financial task

Got a complex financial task like setting up a safety fund or buying a new home on your list of goals? Follow these tips from Dave Ramsey.

15 days ago

monetary perspective financial changes lifestyle Dave Ramsey...

Dave Ramsey

Dave Ramsey says: Want to change your finances? Change your monetary perspective

Should you compromise your morals for a well-paying job or give up luxuries for financial freedom? Your monetary perspective is a game-changer.

22 days ago

Dave Ramsey on unemployment benefits....

Dave Ramsey

Dave Ramsey says: It’s morally OK for accepting unemployment benefits

A reader who recently lost his job is unsure if it's morally acceptable to take in unemployment benefits. Dave Ramsey gives his answer.

29 days ago

Dave Ramsey said "heart problems" can cause money issues. (Pexels File Photo)...

Dave Ramsey

Dave Ramsey says: Don’t be emotional with money. It can ruin your finances

Dave Ramsey says many people have a "heart problem," which is when someone's attitude toward money is emotional and not strategic.

1 month ago

Sponsored Articles

...

Collins Comfort Masters

Collins Comfort Masters: Leading the Way in HVAC and Plumbing Services in Arizona

Tempe, AZ – Since its inception in 1985, Collins Comfort Masters has been a cornerstone in the HVAC and plumbing industry in Phoenix and the surrounding Valley.

...

Dr. Shanyn Lancaster, Family & Sports Medicine physician, Midwestern University Comprehensive Care Clinic – Central Phoenix

Exercise is truly your best medicine

“You never slow down, you never grow old”. – Tom Petty

...

Sanderson Ford

3 new rides for 3 new road trips in Arizona

It's time for the Sanderson Ford Memorial Day sale with the Mighty Fine 69 Anniversary, as Sanderson Ford turned 69 years old in May.

The procrastinator’s guide to affordable last-minute holiday gifts