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Dave Ramsey says: Don’t break the bank on private school for kids

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Dear Dave,

Our three kids are enrolled in a private Christian school. It’s a great place, and we truly believe our kids are getting a wonderful, faith-based education, but the tuition is pretty expensive.

We’ve already had to start digging into our savings to make this happen, and the kids are only in elementary school.

Should we keep them enrolled, or should we transfer them to public school?

— Maureen

Dear Maureen,

I understand wanting your kids to get the best education possible.

Private schools can provide some advantages academically, while a good Christian school might offer spiritual advantages. But the bottom line is this: If you can’t cash flow it, you shouldn’t do it.

All of my kids went to public schools, and they are good, moral people and strong Christians.

In the process, they learned how to interact with people of all faiths, no faith, and how to display their faith and beliefs adequately in their personal lives and in the marketplace.

The truth is, you’ll find great things and bad things in any school, private or public, Christian or not. And no matter where your kids go to school, as parents, you still have to teach them about the world — the good and the bad, the right and the wrong.

Life can’t be lived inside a protective bubble.

— Dave

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