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The Ramsey Show

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Dave Ramsey

Dave Ramsey says: Gambling won’t produce consistent financial success

You might see a news story once in a while about someone winning big money in a casino, but that almost never happens.
2 years ago
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Dave Ramsey

Dave Ramsey says: Couple with baby should marry, combine finances

It’s very difficult, legally and relationally, to play house financially when you’re not married. Marriage will combine incomes and lives, Dave Ramsey says.
2 years ago
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Kristina Ellis

If it’s right for you, no-loan college may be answer to student-debt crisis

Is no-loan college the answer to student-loan debt? Here's a look at the pros and cons of the idea, along with some tips to avoid student debt.
2 years ago
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Dave Ramsey

Dave Ramsey says: Review insurance coverage once a year

You should make it a habit to review all your insurance coverage once a year. When it comes to your home especially, you need to have a policy equal to the value of the home.
2 years ago
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Ken Coleman

Creating your personal brand takes time, hard work

Your personal brand is how others perceive you. It’s an outside snapshot of what you value on the inside. A personal brand isn’t a mask you wear around others, and it’s not something that’s created overnight.
2 years ago
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Dave Ramsey

Dave Ramsey says: Expectant parents can live off 1 income if they choose

There's no wrong answer for an expectant mom comparing the ideas of continuing to bring extra cash to the household or being at home with the baby.
2 years ago
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Kristina Ellis

How to save money when you’re in college and avoid debt

College can be a lot of things — fun, exciting, challenging, exhausting, rewarding, but “cheap” doesn’t usually make the list.
2 years ago
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Dave Ramsey

Dave Ramsey says: Downsizing is good idea, but think through new plan

Selling your house to downsize is good, but renting for a while, then buying again later, when it'll be more expensive doesn't sound great.
2 years ago
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Rachel Cruze

How to take a vacation without breaking the budget

Summer’s just around the corner, which means you might be thinking about one of my favorite things ever: vacation! But we all know vacations can get expensive real fast, so here are a few tips that will help you plan an amazing vacation without hurting your budget.
2 years ago
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KTAR.com

Dave Ramsey says: Sell the cars, reduce debt and keep your dignity

Get rid of most of your debt and take a big step toward gaining control of your income.
2 years ago
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George Kamel

Tips on giving to Ukraine and not getting scammed

When it comes to large-scale, international crises, like what’s happening in Ukraine, many of us don’t have the tools or resources to volunteer or help directly, so we give financial support. Enter: your not-so-friendly neighborhood scammer.
2 years ago
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Dave Ramsey

Dave Ramsey says: Keep giving to old church during search for new place of worship

There’s nothing wrong with continuing to tithe to your current place of worship until you find a new church home.
2 years ago
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Dave Ramsey

Dave Ramsey says: Keys to making small business a success are simple

You’ll always do a better job, and have more fun, when you’re part of something you love. And when it comes to running your small business, stay away from debt, pay cash and don’t be afraid to grow slowly.
2 years ago
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Ken Coleman

How you can tell if you’re suffering from burnout and what to do about it

Burnout is a feeling of exhaustion, frustration or being overwhelmed that happens when stress and toxicity build up over time. But it doesn’t look the same for everyone and recovery takes time and effort.
2 years ago
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Dave Ramsey

Dave Ramsey says: Help loved ones with finances through education

If someone you love is in need of financial help, it might prove beneficial to them to explain your strategies to saving money than simply handing them the money.
2 years ago
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Dave Ramsey

Dave Ramsey says: There aren’t any rules against having multiple life insurance policies

Different people have different personal and business financial situations, so there could be many reasons to have more than one life insurance policy.
2 years ago
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Dave Ramsey

Dave Ramsey says: Tackle car debt first, then think about retirement savings

When you’re still on Baby Step 2, you need to stop all saving and investing, and attack your debts with a vengeance.
2 years ago
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Dave Ramsey

Dave Ramsey says: If you’re starting a business, do it right way – all in

When it comes to being a successful entrepreneur, you are the ideas, the passion, the vision and the desire to get things done and grow the business. If you don’t have the drive to be all those things, you’re better off not doing it at all.
2 years ago
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Kristina Ellis

Here’s how to know if you’re financially literate

Financially literate people know their way around a budget, know how to use sinking funds, and know the difference between a 401(k) and a 529 plan. Here are a few of the concepts financially literate consumers have mastered.
2 years ago
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Dave Ramsey

Dave Ramsey says: With job and savings, teen already learning financial responsibility

Teaching a high schooler financial responsibility and the importance of education are great things.
2 years ago
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John Delony

Practical tips for dealing with your anxiety

Anxiety is a learned physical and mental response to a world full of threats and disconnection, perceived or real. It’s your body’s way of trying to take care of you. And since you learned it, it can be unlearned.
2 years ago
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Dave Ramsey

Dave Ramsey says: Wipe out $5K credit debt with settlement cash, then cut up card

If you've come into a good amount of cash, pay off credit cards so you can be debt-free.
2 years ago
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Ken Coleman

‘Great Resignation’ is crisis that can’t be ignored

Overworked. Overwhelmed. Lonely. Burned out. Those aren’t words you want describing your employees. That’s an employee engagement crisis knocking on your company’s front door. Here's how to keep it from happening.
2 years ago
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Dave Ramsey

Dave Ramsey says: Follow the plan and make things happen

If you're following Dave Ramsey's Baby Steps, then you know an emergency fund comes before retirement in the plan.
2 years ago

ENDORSEMENTS