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The Dave Ramsey Show

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Dave Ramsey

Dave Ramsey says: Set reasonable budget to cut costs during the holiday

Before you start shopping for the holidays, set a reasonable budget, determine what’s fair for each person and stick to it. And be sure you’re following realistic gift guidelines.
4 days ago
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George Kamel

Here are some of the pitfalls of DIY investing

DIY investing is one of the hottest trends out there right now, but there are some pitfalls.
6 days ago
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Dave Ramsey

Dave Ramsey says: Finances for married couple should always be a ‘we’ deal

Would it be fair if only the person making money in a marriage is allowed a little cash to spend for fun once in a while? Of course, not. Marriage is not a "me" thing, it’s a "we" thing.
11 days ago
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Rachel Cruze

Don’t let retail therapy cause you to overspend for the holidays

It’s the most wonderful time of the year – for buying gifts. And while you’re at it, you might as well buy something for yourself, right? We’ve all been there. Remember in “Friends” when Monica bought those super expensive leather boots on impulse? She ended up regretting it because they really hurt her feet. Womp, […]
13 days ago
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Dave Ramsey

Dave Ramsey says: Get rules in writing before friend signs on as tenant

Doing business with friends always comes with the risk of running into a situation that can damage the relationship. If you rent out a home to a friend, sign an agreement, just like with any other renter.
18 days ago
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George Kamel

3 ways to get ready for the end of student loan relief in 2022

Whether you like it or not, you’re going to have to resume your student loans payments in the new year. Instead of waiting, prepare now.
20 days ago
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Dave Ramsey

Dave Ramsey says: Planning should get you through temporary loss of income

It’s always wise to look ahead and plan for the future. Getting debt paid off and saving up a bunch of cash will give you real peace of mind.
25 days ago
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John Delony

5 ways to navigate family dynamics during the holidays

The holiday season tends to create more complications and tensions than usual in families. So here are a few things we can do in advance to make sure our time with loved ones is filled with less stressful.
27 days ago
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Dave Ramsey

Dave Ramsey says: Bankruptcy isn’t quick fix for self-worth woes

Some people come to believe that a fancy home or car are indications of their value or worth, and that’s sad. It means something inside them is broken, and filing for bankruptcy isn’t going to fix that.
1 month ago
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Ken Coleman

Let’s take a closer look at noncompete agreements

At first glance the term “noncompete agreement” sounds like so much fancy legal jargon. While it is a legal matter, it’s not quite as intimidating as it sounds.
1 month ago
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Dave Ramsey

Dave Ramsey says: There are better options than no-money down home loans

“No down payment” mortgage loans allow you to buy a home from a position of financial weakness rather than a position of financial strength.
1 month ago
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John Delony

5 tips for dealing with toxic stress in your life

The human body can’t handle being in fight, flight or freeze all day every day. If stress is pervasive and persistent, your stress may become toxic. Here are five tips to help you get a handle on it.
1 month ago
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Dave Ramsey

Dave Ramsey says: Tweak idea for side gig to avoid too much debt

Playing around with $4,000 in debt to make $30 a pop for YouTube videos is a business risk, Dave Ramsey says.
2 months ago
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Ken Coleman

Going in style: The right way to write a resignation letter

You’ve made the decision to leave your job. You’re almost out the door, and on your way to a new opportunity. But before you get too carried away, don’t forget to send a resignation letter.
2 months ago
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Dave Ramsey

Dave Ramsey says: Hope and hard work can put you on path to financial success

Possibly the biggest factor separating those who stick with it and gain control of their finances, from those who give up and go back to their old ways, can be boiled down to one simple word - hope.
2 months ago
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Christy Wright

You should know the history of these 3 American businesswomen

October is National Women’s Small Business Month. In honor of this month, here are some facts about three of American history's amazing female entrepreneurs.
2 months ago
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Dave Ramsey

Dave Ramsey says: Respond to inflation by adjusting your budget

You can prepare for inflation and address the results without being panicked. You are still in control of your money, inflation or not.
2 months ago
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George Kamel

3 ways to survive the real estate gold rush and avoid homebuyer’s remorse

Everyone’s talking about the real estate gold rush. Buyers are doing some pretty crazy stuff to stay competitive, like offering way over the asking price. Here are three ways to avoid homuebuyer's remorse.
2 months ago
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Dave Ramsey

Dave Ramsey says: Zero-based budget keeps finances in order

The concept of a zero-based budget is simple: income minus outgo equals zero. If you bring home $4,000 a month, you want everything you spend, save, give and invest to equal $4,000.
2 months ago
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Rachel Cruze

4 bad spending habits you need to break now to reach your dreams

With a few changes to your spending habits, you actually can turn your financial dreams into reality.
2 months ago
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Dave Ramsey

Dave Ramsey says: Think of emergency fund as insurance

If you use debt to cover emergencies, you’re digging a financial hole for yourself. A strong foundation of any financial house includes an emergency fund.
2 months ago
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Dave Ramsey Solutions

Taking a closer look at the 401(k) and how it works

If you just started a new job, and you’re looking at the 401(k) options that are available, you probably have questions about how it all works.
3 months ago
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Dave Ramsey

Dave Ramsey says: Keep things friendly with client behind in payments

Have a friendly, sit-down meeting with the client who owes you money. Ask a few questions, and find out what’s really going on. But he needs to understand you can’t be his bank.
3 months ago
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Christy Wright

5 questions to ask before committing your time

We live in a fast-paced world where we make hundreds of decisions every day about how to spend our time. And since time is our most precious resource, we should all be careful about how often we say yes.
3 months ago