The Dave Ramsey Show

A millennial who is doing all the right things to insure her financial independence wants Dave Ramsey's advice on more options. A Roth IRA is a good idea.

Check-cashing stores are better than payday lenders, but there's almost no reason to pay a place to cash your checks, Dave Ramsey says.

A soon-to-be college graduate learns his mother has been stealing his money intended to pay off student loans. Dave Ramsey says end her access to funds now.

If you're getting a big tax refund, that is a sign to revise withholding to keep more of that money in your pocket every month.

You can afford to cover a layoff by saving an emergency fund of three to six months of expenses. It's smarter protection than buying layoff insurance.

Letting payment on a credit card lapse has cost a woman over twice as much as the original sum in penalties from a debt collector. That's a tough lesson to learn.

Get focused and get started paying off student debt. Control spending -- stick to basic needs and sock away savings. Then begin paying back that loan.

It's best to make bequests official in writing to avoid misunderstandings and potential legal woes. Update a will as soon as possible to make wishes clear.

Control your retirement destiny by putting money into your employer-employee matching retirement account.

Preplanning for a funeral is a smart move, but don't pay for it in advance. There are better investments, financial guru Dave Ramsey says.