5 ways to cut your holiday spending
Rachel Cruze | November 26, 2015 7:00 am
It’s the Christmas season—my favorite time of year! And even though Christmas is the season of giving, it can also be a time when it’s […]
Dave Ramsey says: Restricted stock can put too many eggs in one basket
Dave Ramsey | November 26, 2015 6:20 am
If it were me, I wouldn’t hold on to too many restricted stocks. I don’t own single stocks. They have too much risk for my taste.
Dave Ramsey says: How do you have a wedding without debt?
Dave Ramsey | November 24, 2015 5:57 am
How do you have a wedding without debt? It’s really simple: You have a wedding with the money you have.
Dave Ramsey says: Minor car repairs should be in the budget
Dave Ramsey | November 17, 2015 8:00 am
When it comes to minor car repairs, Dave Ramsey said they should be in the budget and not paid for through the emergency fund.
Dave Ramsey says: Start saving after Baby Step 3
Dave Ramsey | November 16, 2015 3:59 pm
If you’re following Dave Ramsey’s Baby Steps, the time after Baby Step 3 is a time for saving, not buying a house right away.
Dave Ramsey: Handle money with planning, purpose, maturity
Dave Ramsey, Deseret News | July 8, 2015 4:21 pm
You’ve got a little room to play back and forth once you get past Baby Step 3. But until then, I want you to be hardcore about scrimping, saving and getting your financial house in order.
Dave Ramsey: Having goals helps in managing money
Dave Ramsey, Deseret News | June 23, 2015 11:58 am
When you have something specific that you want money to do, it gives you a reason to make it behave.
Dave Ramsey: Build your budget together
Dave Ramsey, Deseret News | June 2, 2015 7:13 pm
The budget process, if you’re the nerd in the family, should start with you writing it all out. Then he sits down with you, has an equal say in the decisions and you two OK it together.
Dave Ramsey: Gaining control of your finances is a great gift
Dave Ramsey, Deseret News | May 19, 2015 5:44 pm
You’re going to be a busy guy for a while, but I’ll bet this lady’s worth it. Gaining control of your finances now will be a great gift for you both when you start your new life together.
Dave Ramsey: Listen to your heart
Dave Ramsey, Deseret News | May 8, 2015 7:50 pm
The people who are telling you to take the cash don’t think the way you do. They’re the kind who would take any money, no matter the reason. But you sound like the kind of person who wouldn’t do that, so you shouldn’t be taking advice from them.
Dave Ramsey: Personal finance is about self-control
Dave Ramsey, Deseret News | May 1, 2015 11:57 pm
You’re never going to win with money in the long term if you can’t learn to delay pleasure. That’s the bottom line. Personal finance is about controlling the person you see when you look in the mirror.
Dave Ramsey: Don’t be ashamed of financial success
Dave Ramsey, Deseret News | April 23, 2015 12:13 am
You guys are under no obligation to explain your income, net worth or the fact that you’re winning. And you’re not obligated to be ashamed of it either.
Dave Ramsey: Identify your motivation behind extra expenses
Dave Ramsey, Deseret News | April 16, 2015 5:26 pm
Unless you guys are trying to send them to the Olympics … teaching them things like discipline and to master their bodies through physical training can be done at a local, amateur level. And at a much lower cost.
Dave Ramsey: Paying kids for good grades creates teachable moments
Tyler Bassett | April 1, 2015 6:33 pm
You’re certainly not obligated to pay them for work or grades, but if you don’t do some of this — and teach them the proper ways to handle the money they earn — you’ll miss out on many fantastic teachable moments.