PHOENIX — A new report showed that Arizonans who filed a car-insurance claim watched their premiums rise the sixth-most in the country.
In Arizona, car-insurance premiums rose by an average of 44 percent after a single claim, according to insurancequotes.com. An Arizona driver with two claims pays an average of 118 percent more for car insurance than a claim-free driver.
Nationally, premiums go up by an average of 38 percent after one claim and 86 percent after two claims.
From the website:
“The biggest lesson for consumers is not to file a claim unless absolutely necessary,” said Laura Adams, a senior analyst. “Making a claim for a few hundred dollars doesn’t make sense if your premium is going to skyrocket as a result.”
Massachusetts topped the list with an average post-claim hike of 67 percent. California was next at 62 percent.