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Giving and Baby Stepping

QUESTION: Kevin on Twitter asks for advice about giving when in Baby Step 2.

ANSWER: Baby Step 2 is where you’re getting out of debt using the debt snowball.

I’m an evangelical Christian, so I give a tenth of my income—a tithe—off the top to my local church before I do anything in my budget. Then I don’t do any other giving until I get myself out of debt and get my family squared away. I’ve got biblical basis for that decision.

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