QUESTION: Kevin on Twitter asks for advice about giving when in Baby Step 2.
ANSWER: Baby Step 2 is where you’re getting out of debt using the debt snowball.
I’m an evangelical Christian, so I give a tenth of my income—a tithe—off the top to my local church before I do anything in my budget. Then I don’t do any other giving until I get myself out of debt and get my family squared away. I’ve got biblical basis for that decision.