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GOP health care bill would allow employers to cap benefits

The Republican health care plan targets a key protection for Americans who get their health insurance through work.

The bill that passed the U.S. House on Thursday would allow health insurance companies to impose lifetime and annual caps on benefits for those who get coverage through a large-employer plan.

Former President Barack Obama’s health care overhaul banned insurers from imposing such caps.

Before the Obama reforms, people who got a serious medical problem could be cut off from their health coverage once they hit their insurance limit. They sometimes went into debt to continue their treatment.

Steve Wojcik with the National Business Group on Health says businesses will not necessarily impose benefit caps even if they are allowed to do so because their employees value good benefits.

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