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The Dave Ramsey Show

  • Life Without Credit?

    Question: Bob on Facebook wants to know how new college grads make it in the world without credit. Dave has a lot to say on this topic. Answer: Let me ask you the question the other way. Why would you tell a new college graduate that in order to get an apartment easier, in order […]
  • Scripture of the Day 06.25.12

    James 1:22 — Do not merely listen to the word, and so deceive yourselves. Do what it says. Follow @KTAR923
  • Quote of the Day 06.25.12

    Do you know what real poverty is? It is never having a big thought or a generous impulse. — Jerome P. Fleishman Follow @KTAR923
  • Blake’s Bumps for 06.22.12

    Grouplove Tongue Tied Black Keys Gold On The Ceiling 311 Weightless MUTEMATH Prytania Of Monsters and Men Little Talks Wilco You Are My Face U2 Lady With The Spinning Head Pearl Jam Red Mosquito REO Speedwagon Keep On Loving You Follow Blake’s Bumps on Twitter or Tumblr. Follow @KTAR923
  • Scripture of the Day 06.22.12

    Proverbs 1:5 — Let the wise listen and add to their learning, and let the discerning get guidance. Follow @KTAR923
  • Quote of the Day 06.22.12

    Remember, what you possess in the world will be found at the day of your death to belong to someone else, but what you are will be yours forever. — Henry Van Dyke Follow @KTAR923
  • How a Special Needs Trust Works

    Question: A Twitter listener wants to know what a special needs trust is and how it works. Dave explains. Answer: Let’s say that your child was not special needs. Let’s say you had an 11-year-old and you were to pass away—both parents passed away. How would you ensure that your child was taken care of? […]
  • Blake’s Bumps for 06.21.12

    Stevie Wonder Superstition The Killers Smile Like You Mean It Built to Spill Carry The Zero Matthew Sweet Girlfriend Counting Crows A Murder Of One Camera Obscura The Sweetest Thing Material Issue Diane Morrissey Tomorrow INXS Never Tear Us Apart Follow Blake’s Bumps on Twitter or Tumblr. Follow @KTAR923
  • What Keeps Them From Eating?

    Question: Diane in Michigan and her husband bought a hotel for $475,000 at 10% interest on a land contract 10 years ago. Two years into it, they decided to refinance through a bank, but the owners objected, so they lowered the interest rate. Diane gets the deed in three more years with $90,000 left on […]
  • Scripture of the Day 06.21.12

    Ecclesiastes 5:10 — Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless. Follow @KTAR923